The Ejan Group

Low mortgage rates are coming back. Don’t wait to get your loan applications in.

My approach in getting a client approved is more based on affordability to purchase a home and not what a client necessarily qualifies for. If you or someone you know is looking to buy their first home, talking to a reputable lender is paramount before they go out looking for a home to purchase

The best ability is availability. Glad to have received another 5 Google Review. Thankful to have been of service to this nice lady, all the way from Chicago I love my job... #mortgage #lender #theEJANgroup

Mrs. Romero came to me with a pressing issue of wanting to retire from her job. She is 74 years old. In her belief, she needed to continue working in order to be able make her mortgage payment. She does not want to sell her house but would very much like to enjoy life and travel. ... She was initially skeptical of doing a reverse mortgage loan. She heard horror stories that were literally back in the days of unregulated lending. The bad publicity of reverse mortgages could not be anywhere close to what it’s like today. Reverse loans are highly regulated, safe, and are insured by the Federal Housing Authority. Lenders are required to have transparency in their loan disclosures. Borrowers must undergo home counseling. Mrs. Romero opted with a Spanish speaking counselor - making sure she understood her loan terms, line of credit, repayment... in line of what I spoke of with her in prior. Fast forward; Mrs. Romero is now free of worries - mortgage free and enjoying her retirement, often traveling to and back to Mexico and CA visiting her sister. She also said, I’m like family, giving me permission to harvest lemons and avocados whenever I’m in her neighborhood #theEJANgroup #ianNout_lending #mortgage #lender #reversemortgage #purchase #refinance #FHA #conventional