Jim Camara

Merry Christmas and a Happy New Year from your friends at Academy Mortgage!

I am here to find the best solution for you! Check out our programs below and let's get started! https://academymortgage.com//which-loan-program-is-right-f

Have a question about mortgages? Ask in the comments. My team and I are here to help! #AskMeAnything #TeamCamara

Are you thinking about applying for a home loan? There are many reasons and we are here to help! Message us with any questions!

Carving pumpkins? Hayrides? Maybe trying out some new recipes before the holidays? Let me know your favorite fall activity!

U.S. Veterans have made many sacrifices to serve our country and protect our freedoms. To show our gratitude, we’re able to offer them a Veterans Affairs Home Loan and the freedom of homeownership. The American dream is within reach for these men and women who have given so much, and options are available at amazing and attainable terms specifically designed to cater to active or retired military personnel and their families. We have the opportunity to help them on their way to financial stability and long-term prosperity. Welcome Home Veterans!

It's home buying Myth Busters time! Most people think that you have to put 10%, 15%, 20% or even 25% Down to buy a home.... NOT TRUE. Contact me today to find out more!

A fixed-rate mortgage has the same interest rate throughout the term of the loan, so it provides stability and predictability. By comparison, the rate for an adjustable-rate mortgage (ARM) can vary over the course of the loan.

An ARM is a type of loan with an interest rate that varies depending on how market rates move. During the introductory period of an ARM--which usually lasts for 2 to 10 years--the interest rate is fixed, but it is usually lower than a fixed-rate loan. After the ARM’s introductory period, the interest rate will follow market interest rates. Most ARMs have a rate cap that limits the amount that the interest rate can rise or fall over the course of the loan.

The annual percentage rate is the annual interest rate you pay for your home loan (the cost you pay each year to borrow the money) plus any points and other lender fees. The APR is usually higher than the interest rate. CALL ME if you have questions about APR or other concerns. Now is a great time to take advantage of today’s amazingly low ratesI can help you lock in a great rate to refi or buy your dream home!

We're absolutely getting rid of one!! Which one do you choose? #PumpkinSpice #Smores #CandyCorn #CaramelApples

An appraisal is an estimate by a professional appraiser of how much a home is worth. Mortgage lenders require that you get an appraisal before you sign on a loan to buy a home. The appraisal assures the lender that they aren’t lending you more money than the home is worth. CALL ME if you have questions about appraisals or other concerns. I’m here to help you achieve the dream of homeownership! With today’s historically low rates, now is a great time to lock a rate and buy or refi!

Wishing everyone a great start to the week. #HappyMonday

Hi friends! For those of you wondering what refinancing would look like during these historic low interest rates, Ina and I are happy to run a loan estimate for you. Please message either one of us and we'll send you a needs list to run numbers for you. We're here to help!

#NeverForget #September11