Richard Waldo, CEO of CAER, Inc

Here are Honor Guard from around our great nation and Canada!

Attended the CPOF Project for fallen Correctional Officers! This foundation is one of the most caring and important supports for our officers in the prisons! These men and women work to keep our society safe 24 hours a day, 7 days a week, 365 days a year! They are over looked and under appreciated and until this organization, completely abandoned!! Now families of the fallen that have made the ultimate sacrifice to protect you and I have a life line and an extended family that protects them in times of need!! Thank you all for your protection and service!!

Great time with family at our favorite Hot Springs Resort!! My view from the our balcony!!

Thinking about converting your term life policy? Be sure to watch this video and see how this timely decision saved a family's farm.

Life insurance was there for them in lifeand in death. See how an early payout (accelerated benefits) helped a terminally ill wife and her disabled husband.

"Do something now that will make the person you'll be tomorrow proud to have been the person you are today."

"Good leadership isn't about advancing yourself. It's about advancing your team." ~John C. Maxwell

If you have a family and a business, this video shows why life insurance is an invaluable way to protect them both.

"There are only two days in the year that nothing can be done. One is called yesterday and the other is called tomorrow. Today is the right day to love, believe, do and mostly live." ~Dalai Lama

The difference between a boss and a leader: a boss says, 'Go!' - a leader says, 'Let's go!' ~E. M. Kelly

Fact: 49% of American workers aren’t covered by an employment-based pension.

Every morning you have a choice: sleep with your dreams or wake up and chase them.

"If opportunity doesn't knock build a door." ~Milton Berle