Alexander Morales

When your home loan application is approved with conditions it means there are additional documents you’ll need to submit before your lender can fund your loan. Don’t panic! I’ll help get those docs submitted quickly to keep the process moving forward. DM me for details.

When your loan is ‘CTC’, or clear-to-close, it means your loan has been approved. Yay! Next steps: scheduling the closing with your broker, real estate agent, and title company. Want a mortgage expert to guide you through the process? DM me today!

When it comes to mortgages, the #APR (Annual Percentage Rate) includes the interest rate plus other charges or fees. How do you get the best APR? By having us shop rates from dozens of lenders! Let’s get started today!

Whether you’re looking to be debt-free by retirement, to decrease your monthly expenses, or to replace a leaking #roof, a #refinance can be the easiest and smartest way to reach your goal. Give me a ring to #explore your options today!

Ah, look at Sam. He's sad because his owner Mike didn't agree to increase his credit limit when his credit card company offered. Don’t be afraid to take it! If you’re a responsible spender, a credit limit increase could be a great way to lower your credit utilization rate and raise your credit score.