Sunnya Williams Realtor, DRE #02039336

Happy Halloween!! Don't let selling your home Haunt you Just call me !!... Sunnya Williams DRE#: 02039336 Keller Williams Downey 8255 Firestone Blvd #100 Downey, CA 90241 Cell: 323-906-5233 #nothingisimpossiblewithsunnya #kwdowney #lookingforarealtor #realtors #realestateagents #mortgage #realestate #california #losangeles #downey #westcovina #bellflower #paramount #landlords #owners #homebuyers #homesellers #brokers

Pumpkins, pumpkins everywhere, it's that time of year! With so many varieties to choose from the options for making a Fall-tastic porch display are endless. From Fairy Tale and Harvest Jack, to the Mini Harvest Blend -- Hooligan, Gooligan, and Bumpkin -- how can you NOT love the wide range of shapes and sizes! What's your favorite pumpkin style for decorating around your home? ... Tell me in the comments below! Sunnya Williams DRE#: 02039336 Keller Williams Downey 8255 Firestone Blvd #100 Downey, CA 90241 Cell: 323-906-5233 #nothingisimpossiblewithsunnya #kwdowney #lookingforarealtor #realtors #realestateagents #mortgage #realestate #california #losangeles #downey #westcovina #bellflower #paramount #landlords #owners #homebuyers #homesellers #brokers

Home Buying Myths Although the internet can be a great resource for a variety of information, a lot of that information is incorrect. One of the most important and expensive decisions in your life, home buying, tends to circulate a lot of misinformation. Most of that misinformation is in regards to how much of a down payment you need or what your credit score needs to be. Let's go over the real facts about buying a home and knock those myths out, so they don't hinder your abi...lity to purchase! CREDIT SCORES Though it may come as a surprise, you don't need a perfect credit score to purchase a home. Traditional bank lenders will work with credit scores as low as 640, but your agent can also get you connected with local lenders that accept credit scores as low as 580. Although there are other required stipulations to qualify for the loan, you don't need a perfect score in the 700's or 800's to get approved for a mortgage. DOWN PAYMENTS You don't have to sell an arm and a leg to be able to purchase your dream house. There is a huge misconception that you need to pay a minimum of 20% down to buy. That information is outdated. These days, there a large variety of loan programs that only need an average of 3-5% down. Based on your income or military status, you may even qualify for mortgage programs that require 0% down. Although you'll expect to pay an additional 3% in closing costs, which is separate from the down payment, this is still significantly less that 20% of the purchase price. If you're in a buyer's market, you may even be able to negotiate for the closing costs to be covered by the sellers. Be sure to connect with a local real estate agent to ensure you have the right facts. Don't let online myths persuade you into thinking you can't qualify or afford to buy a home. There are a variety of programs to help you get into your dream house. Since these vary county to county, and state to state, it's imperative to call your agent and let them fill you in on the facts. Sunnya Williams DRE#: 02039336 Keller Williams Downey 8255 Firestone Blvd #100 Downey, CA 90241 Cell: 323-906-5233 #nothingisimpossiblewithsunnya #kwdowney #lookingforarealtor #realtors #realestateagents #mortgage #realestate #california #losangeles #downey #westcovina #bellflower #paramount #landlords #owners #homebuyers #homesellers #brokers

No tricks when buying or selling your home with me, just a treat!! Sunnya Williams... DRE#: 02039336 Keller Williams Downey 8255 Firestone Blvd #100 Downey, CA 90241 Cell: 323-906-5233 #nothingisimpossiblewithsunnya #kwdowney #lookingforarealtor #realtors #realestateagents #mortgage #realestate #california #losangeles #downey #westcovina #bellflower #paramount #landlords #owners #homebuyers #homesellers #brokers

Before you send money to a third party, go back to the original documents you received from your lender and call the phone numbers listed there to verify the wiring instructions you received. Never click on email or text links, or send money online, without verifying wire instructions with a live person on the phone from a number that you’ve called and verified. ... Sunnya Williams DRE#: 02039336 Keller Williams Downey 8255 Firestone Blvd #100 Downey, CA 90241 Cell: 323-906-5233 #nothingisimpossiblewithsunnya #kwdowney #lookingforarealtor #realtors #realestateagents #mortgage #realestate #california #losangeles #downey #westcovina #bellflower #paramount #landlords #owners #homebuyers #homesellers #brokers

Buying and building a new house can be manageable and enjoyable with these six steps to your newly built home. To help get you started on your new home search contact me today. ... Sunnya Williams DRE#: 02039336 Keller Williams Downey 8255 Firestone Blvd #100 Downey, CA 90241 Cell: 323-906-5233 #nothingisimpossiblewithsunnya #kwdowney #lookingforarealtor #realtors #realestateagents #mortgage #realestate #california #losangeles #downey #westcovina #bellflower #paramount #landlords #owners #homebuyers #homesellers #brokers