Sierra Reverse Mortgage

Most people, as they get into their very late years, don’t need to go into a Senior Assist Home. Most people just need a couple hours of assistance a day or a week, as they live comfortably in their own home. This is usually accomplished thru a variety of in home care. I.E. a nurse or a care taker coming to the house to do some of the household chores or prep a couple meals for the upcoming day or days. This is immensely cheaper than a 24 hour assistance home and the senior g...ets to live in the comfort of their own home. A win-win situation as the senior they get to continue their high quality of life. One of the most popular reasons for doing a reverse mortgage is to help pay for this assistance. Either thru setting up a Line of credit that they can draw off of; or by paying off their mortgage and using the monies that they once paid the mortgage with, now being used on in home care. Here is a positive article that addresses some of negative miss-conceptions on the reverse mortgage and how they relate to this process. For question or any scenarios, please call me at 530-677-5484.

People of P A R A D I S E this post is for you: FEMA Declared Paradise eligible for Disaster relief effective November 12th, 2018. That means all residents of ...Paradise, whether a home owner or a renter, can Apply for the FHA 203H Disaster Relief Financing which allows 100% financing of a home being purchased. You must be able to provide a driver’s license, voters registration card or utility bill to verify you resided in the disaster area. The funds can be used to purchase ANYWHERE in the State of California, not just Paradise, as many people might not want to go back after the devastation . The FHA 203H 100% financing is only available for a 12month window from the date of the FEMA Declaration of 11/12/2018 This date is very important! Again, any borrower that can prove they lived in the Paradise Disaster area, either a home owner, or a renter are eligible to apply for this program and if qualified can get % of their purchase price financed and it can be used outside of Paradise in any county in California. Share & help get the word out to anyone you personally know who's been affected. I could only imagine what all of you are going through.. If you or anyone you know needs this program I would be honored to assist or point you in the right direction regarding Call/text Sara Jackson @ 530-302-6050 DRE 01898895

No one wants to be forced to move. Maybe all you need are a couple renovations. A Reverse Mortgage will allow you to do that and so much more. Call me at 530-677-5484

This is an article that hits home for me, and I am only in my early 40’s. I find that people neglect their bodies more and more as time goes on. I know this is especially true for me. I have recently completed several years’ worth of physical therapy for injuries that have sustained earlier in life. Over that time, I was going anywhere between 1-3 times a week. What I discovered during this time, was that a little bit of maintenance can make a world of a difference. I am als...o figuring out that it isn’t too late to start. You may not be able to help every physical ailment, but you can really help toward damage control and cut down on everyday soreness and pain. I know when I get lazy about my exercises and stretches, I feel it in my bones. But I also know, it doesn’t take much to get back on track. This article address’s this in a positive way. At the end, there are 4 points that could really make the ageing process a lot easier to take. I also know, if you can address your body physically, it will benefit you mentally. There is nothing more demoralizing than being in pain for extended periods of time. I know when I get lazy about my exercises and stretches, I feel it in my bones. But I also know, it doesn’t take much to get back on track. Try a routine. It doesn’t have to be hours in the gym. It can be 20 minutes in the living room. Try one month. You will thank yourself for it. You are never too early or late to start. https://hecmworld.com//senior-health-exercise-strength-lo/

Whenever I meet with a new customer about a Reverse Mortgage, there is always a white elephant in the room. That topic is always the end of life. When dealing with a reverse mortgage, they topic has to come up one way or another. If nothing else, what happens when the last occupant passes away and the heirs are left with the home? Well this article doesn’t address that. But it does address a topic that is very close to that What to do just before the end. It is a good rea...d for both my customers and their families as this is a topic that will eventually affect us all. http://www.hecmworld.com//hospice-care-hecm-non-borrowing-