Shannon Muñoz Realtor

Over the past year, mortgage rates have fallen more than a full percentage point, hitting a new historic low 15 times. This is a great driver for homeownership, as today’s low rates provide consumers with some significant benefits. Here’s a look at three of them. >>Move-up or Downsize: One option is to consider moving into a new home, putting the equity you’ve likely gained in your current house toward a down payment on a new one that better meets your needs something that’...s truly a perfect fit, especially if your lifestyle has changed this year. >>Become a First-Time Homebuyer: There are many financial and non-financial benefits to owning a home, and the most important thing is to first decide when the time is right for you. You have to determine that on your own, but know that now is a great time to buy if you’re considering it. Just take a look at the cost of renting vs. buying. >>Refinance: If you already own a home, you may decide you’re going to refinance. It’s one way to lock in a lower monthly payment and save more over time. However, it also means paying upfront closing costs, too. If you want to take this route, you have to answer the question: Should I refinance my home? Last year, the average mortgage rate was 3.93% (substantially higher than it is today). If you waited for a better time to make a move, market conditions have improved significantly. Today’s low mortgage rates are a huge perk for buyers, so it’s a great time to get more for your money and consider a new home. If you’ve been waiting since last year to make your move into homeownership or to find a house that better meets your needs, today’s low mortgage rates may be just what you need to get the process going. DM me today to discuss how you may benefit from the current rates. #expertanswers #purchasingpower #buyingpower #homepriceappreciation #affordability #realestate #homevalues #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice

Such a fun night in my neighborhood Country Gardens in Menifee. We had a Christmas decorating contest tonight. It was such a great opportunity to bless our neighbors with amazing coffee and hot chocolate by the infamous @tribeandtrailcoffee . We just love them! Not only do they have THE BEST COFFEE EVER! But they are just amazing and so hospitable. My neighbors just loved them. Thank you @albertinanunez and @arrrrrrely !! SO MUCH FUN!!!

Thankful for this year and to those that have trusted with one of their biggest investments. This job is so much more than selling a home. It’s relationships and caring for people which is what I love most about it!!

Happy Thanksgiving from our family to yours!! 2020 has been an interesting year! But we all still have way more than what we deserve and so much to be thankful for.

Come by and get a coffee from now till 9am today. Country Gardens Neighborhood garage sale! 7-12pm today 31425 Willowood Way Meniffee