Scott Litman Insurance Agency

With the doubling of the infection rate in California, did your HOA decide to close the pool when the new of bars, zoos, movie theaters and winneries. What did your risk assessment of your pool or communal gym identify? And how are you managing entry to the communal facilities?

How do you help your residents to remain vigilant yet calm? Do you have a way of recording whether anyone in your community has become unwell with COVID-19? What are your procedures if you are made aware that your community maybe at risk?

Insurance is all about evaluating risks, so we know a thing or two about them. But you don't need to be in insurance to know that it's not worth the risk! Make it clear to your residents that their obligations are just as vital as the HOAs. If they care about the community they live in, their family and friends then they need to observe the mask requirements. Stay healthy and safe!

Would buying masks in bulk work for your community/HOA and having masks available for residents to purchase from a central area? Whilst these are not n95 masks and fitted specifically to a face, a mask is better than none (particularly with fines being on issue). Here is some updated guidance on wearing a mask. Details include who should wear a mask and some ideas where your residents can buy a mask from: https://covid19.ca.gov/masks-and-ppe/

High fines are being issued for people who are found not to be weraing a mask. So what rules have you in place within your community? Share your thoughts here https://edition.cnn.com//california-mask-requir/index.html

Cover up! Remind your residents of their duty to wear a mask. You should also make sure that any contractors on site are wearing the appropriate coverings to adhere to safety requirements. Staying safe during this pandemic

Ignore the advice and host a party your residents risk being a super spreader. No one likes being the party pooper but right now needs must. And they are absolute needs. Remind your residents with a quick message that their actions can have a real impact on lives. Best to observe caution and save lives. ... The lockdown may have eased too early but certainly the infection rate has soared significantly (double) since June, leading to indoor dining to be halted. So now more than ever it is vital that your community observe the rules. Staying safe can also save lives.

Happy Independence Day We're all battling a global challenge but wish you, your family and friends good health. Stay healthy and stay safe.... Scott Litman Insurance Agency

So what are the rules now and with the infection rate rising, what should communities be doing? Clearly continuing to observe social distancing is still important. Residents should consider the use of masks and gloves but remember to discard them appropriately. HOAs need to ensure that they are maintaining continuous cleaning of areas and checking with the attorney to ensure that they are fulfilling their legal obligations.

Your communities may benefit from this information on households living in close quarters, particularly when someone in that household is considered higher risk. See all of the details in this recent article here: https://www.cdc.gov//daily-l/living-in-close-quarters.html

CDC published updated guidance on how people should still be observing social distancing measures. This is vital in order to slow the spread of the disease. It is important to remind your community of their responsibilities in this. Guidance is to act like you have the disease and avoiding people to prevent infection. Find out CDC recommendations here: https://www.cdc.gov//prevent-gettin/social-distancing.html

Now that lockdown is being eased and social distancing rules relaxed, what are your responsibilities as HOA? Just because the rules are relaxing it doesn't mean that the virus has gone, or the risk. So it is important to know what is expected of HOAs at this time. https://sliains.com/what-is-clean-enough/

The question on HOA's mind - is it safe to reopen the pool yet? Find out all here: https://sliains.com/is-it-safe-to-go-back-into-the-water/

We've created a mini series of content about things for your HOA to consider in making sure you remain prepared. From emergency plans, essentials and onsite storage facilities. Find out all here: https://sliains.com/being-prepared-for-the-next-one/