Ryan Morrow Loan Officer With Sierra Pacific Mortgage

Happy New Year, family, friends and colleagues! We hope you had a restful and healthy holiday. Here's to having a productive Monday, and an incredible 2021 full of possibilities! Never give up on a dream just because of the time it will take to accomplish it. The time will pass anyway. Earl Nightingale #happynewyear #hello2021 #goals #newyearnewgoals #motivationalmonday #sierrapacificmortgage #onesierra #sierrapillarsofsuccess #mortgagelending

2020 has certainly been a crazy year! I sincerely hope you had great moments mixed in with the array of the challenges that certainly came along. Here's to a better 2021, and all of us at Sierra Pacific can't wait to be a part of your story and success in the New Year. Cheers! #happynewyear #newyearnewgoals #spmc #goals #career #prosperity #pillarsofsuccess #hello2021 #happynewyear2021

Happy Monday, friends! I hope you had a wonderful holiday weekend. Here's to wishing you all kindness, good work and amazing things this week. Have a wonderful end to your 2020! #motivationalmonday #sierracares #sierrapacificmortgage #onesierra #sierrapillarsofsuccess #mortgagelending #wecare

Thank you to all my colleagues, customers, family, and friends for all that you do! I sincerely hope you have a wonderful, healthy and restful holiday with your loved ones. Enjoy! #HappyHolidays From all of us at Sierra Pacific Mortgage

Happy Monday friends! The year 2020 could be viewed as "unsuccessful" if we only focused on the negative. But we have the chance to focus on where we want to be, not where we've been. So let's look toward 2021 now, and make decisions that will make this new year great! Call me if you want to discuss your financial goals for 2021 :) #hello2021 #newyearnewgoals #happymonday #spmc #onesierra #motivationmonday #Motivationalmonday #sierracares #sierrapacificmortgage #sierrapillarsofsuccess #mortgagelending

What is a DPA? Down payment assistance (DPA) programs help homebuyers with loans or grants that reduce the amount they need to save for a down payment. There are four main types of DPA: Grants, which are essentially gifts that never have to be repaid. Are you interested in learning more about what downpayment plans you qualify for? Contact us today! #MortgageGlossary #SierraPacificTerms #SierraPacificMortgage #spm

We always try to educate our customers about their safety when taking out a mortgage. Here are a few tips from the CFPB to keep you safe from scammers. Feel free to share! https://www.youtube.com/watch?v=em6viyrSGCc&feature=emb_logo

Young Americans are having their housing preferences shaped by the pandemic, choosing bigger homes and more outdoor space: https://magazine.realtor//younger-americans-lead-desire-fo

It would be an understatment to say 2020 has been a year of challenges! Here's to hoping you have turned these challenges into meaningful lessons. Have a great week, all! "Challenges are what make life interesting and overcoming them is what makes life meaningful." -Joshua J. Marine #motivationalmonday #sierrapacificmortgage #quotes #quotesforinspiration

Realtors: As home prices surge and down payments increase, first time home ownership could be threatened; It might make sense to consider rural-zoned areas for your clients and a USDA loan, especially now that there are options to telecommute: https://magazine.realtor//threats-to-first-time-home-buyer

Happy Monday! Here is to accomplishing GREAT things this week! "If you cannot do great things, do small things in a great way." - Napoleon Hill It's those small steps that lead to greater impact. There are times where you need to take before you climb the mountain and see the greatness in those smaller steps.... #sierracares #sierrapacificmortgage #joinus #onesierra #sierrapillarsofsuccess #mortgagelending #wecare

Check out our 100% mobile solution for mortgage origination: SPM GO. Available on both Android and iPhones, we can accommodate a loan anytime, anywhere. Visit the app stores on Google Play or iPhone and find us by searching Sierra Pacific Mortgage #keepingitmobile #mortgagelending #sierrapacificmortgage #onesierra

10 Tips When Preparing for a Mortgage! Have you checked your credit and decided the time is right to buy? Check these ten steps then call me, and you’ll be ahead of the game! https://www.transunion.com//tips-when-preparing-for-mortga #themoreyouknow #mortgagelending #spmc #sierracares #mortgage #firsttimehomebuyer

One of the first steps in the homebuying process is to fully understand your finances. It's not as fun as looking at homes, but it's important and necessary to help you determine how much you can afford. Have a look at this article to get started! https://myhome.freddiemac.com/buyi/what-can-you-afford.html

One of the most common questions I hear is: "What kind of mortgage should I get?" Here's a great article to get you started. As always, I'm here to answer any questions! https://www.zillow.com/home-buying-guide/types-of-mortgages/ #buyereducation #spmmortgage #mortgagelending

Happy Monday! I wanted to encourage you to take a moment today and think about your dreams and passions and where you want to see yourself in 5 years. The best way to get to that is through consistent small steps, so consider investing just 20 minutes a day towards that dream. #motivationalmonday #dreambig #sierrapacificmortgage #onesierra #sierrapillarsofsuccess #mortgagelending

Part of our culture is working with speed and accuracy- so whether you're a Realtor working with buyers, or a homebuyer looking to get qualified- we make it our mission to respond quickly, accurately and on time. Always. Interested in learning more? Contact me today.

Check out these 5 rampant mortgage myths you'll hear these daysWe debunk them all! https://www.realtor.com//coronavirus-mortgage-myths-debun/ #mortgageeducation #spmcmortgage