Ronnell Watson
Category
General Information
Locality: Palmdale, California
Phone: +1 818-993-2953
Likes: 63
Reviews
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Ronnell Watson Tom Simkins
if I may ask, do you have insurance to pay off your home, for your family, if something were to happen to you? Ronnell Watson Tom Simkins
Non-Payment of Permanent Life Insurance If you can’t pay the premium on your permanent life insurance policy, you could cash out the policy and collect any accrued cash value. In this case, you would pay income tax on the payout if it’s more than the premiums you paid. Your policy also becomes void. Another option is to reduce the death benefit and lose any cash savings. You’ll still be covered by your policy despite its reduced value.... Your insurance agent can help you convert your permanent policy into an extended term policy. The time period for this option depends on how much savings your permanent policy has accrued. Finally, ask if your lapsed policy can be reinstated. Because every company is different, check your policy for details on whether this is an option for you or not. When you find yourself falling behind on life insurance payments, contact your insurance agent immediately. Share your situation and ask for options. By making sure you’re protected by a life insurance policy, you have peace of mind and care for your loved ones. Ronnell Watson Tom Simkins
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