Right Way Auto Insurance Services

So you bought a basic auto insurance policy. California law requires you to purchase what is referred to as a "10/20/5" policy. That means you have bodily injury coverage for $10,000 with one claim, $20,000 worth of coverage for multiple claims with the same accident, and $5,000 for any property damage caused by the at-fault driver. According to a 2013 report (the latest available), the average auto liability claim for bodily injury was $15,443. [ 225 more words ] http://www.rightwayautoinsurance.com//bodily-injury-cover/

There is a lot of talk about disaster preparedness. In California, that leans heavily toward wildfires and earthquakes. But what would you do if an earthquake struck your area right now? Do you know how to keep safe? This Thursday, you will have an opportunity to find out. On October 20th at 10:20 am, businesses, schools and individuals throughout the state will participate in the Great California Shake Out, part of a concurrent global program on earthquake awareness. [ 370 more words ] http://www.rightwayautoinsurance.com//what-if-the-big-one/

Gone are the days of Driver's Education in schools. Also in the rear view mirror are the years when distractions for teen drivers were the radio and what was happening outside. Texting, making calls, multi tasking are all real dangers when they are done behind the wheel. That said, there are also commonalities between today's teen drivers and those in years past. [ 469 more words ] http://www.rightwayautoinsurance.com//talk-to-your-teen-a/

They say hindsight is 20/20 and when it comes to taking a home inventory, "they" are correct. The last thing you want to face when making a claim for property stolen during a burglary or another home-based disaster is proving that you owned what you claim was lost or destroyed. But by spending a little time and effort now, you can save yourself additional hassles later and have your missing property replaced quickly and easily. [ 401 more words ] http://www.rightwayautoinsurance.com//do-a-home-inventory/

If you are not holding your cell phone to your ear when you are driving so you figure you are complying with the law. You use the speaker phone feature and look straight ahead when you are talking. You text, but only when stopped at a light or stuck in traffic. Maybe you are holding your phone in your hand, but you are not really using it unsafely. [ 297 more words ] http://www.rightwayautoinsurance.com//hands-free-cell-pho/

Insurance is for suckers, right? You pay and pay and never get anything in return. It’s like giving insurance companies free money. This is the advice your know-it-all friend gives you and you are actually thinking about taking it. Dropping your coverage or just not purchasing any at all. Of course, carrying at least the legally mediated minimum is required by state law, but there are some other factors you should consider as well: [ 377 more words ] http://www.rightwayautoinsurance.com//you-dont-believe-yo/

Owning a home is the American Dream, right? Well, homeownership for some does not equal a half acre lot with a brick house and white picket fence surrounding it. Many people decide to opt out of cutting the grass, trimming the trees, lugging the recycling and trash containers to the curb, dealing with sewer lines/septic tanks, etc. All they want to do is take care of their individual condominium unit and let the homeowners association (HOA) deal with the rest. [ 282 more words ] http://www.rightwayautoinsurance.com//homeowners-insuranc/

You never know when your vehicle will have a breakdown. Not the nervous kind, but more a mechanical one. Even flat tire can sideline you for a while if something unexpected happened (flat spare, rusted lugs, etc.). Yes, you are armed with an AAA card or other roadside assistance group, sometimes help can take a while to get to you. Keeping an emergency kit in your car can help you get back on the road quickly. [ 283 more words ] http://www.rightwayautoinsurance.com//be-prepared-with-an/

It seems like the big gas price increase usually occurring during a holiday weekend did not happen. That’s certainly good news for drivers taking advantage of the three-day weekend to hit the road for a short mini-vacation. Same for those who just wanted to head down to the beach or up to the mountains for a change of scenery, or even just driving around town. [ 274 more words ] http://www.rightwayautoinsurance.com//have-gas-prices-lev/

When you decided to downsize and trade your on-site home for a mobile home, you probably planned a bit. Prepped your house for sale, shopped around for a nice community, maybe had a yard sale. If you decided to start out with a mobile home, you may have been at that garage sale looking for your first living room set. Either way, looking at different homeowners insurance options should have also been part of your big move. [ 276 more words ] http://www.rightwayautoinsurance.com//mobile-home-insuran/

There are many headaches attached with running a business. Unfortunately natural and man-made disasters are on that list. Fire, flooding, earthquakes and more can bring nightmares to what was once a dream project. No one can predict (with any real accuracy) when a disaster will occur, but if it does, make sure you can hit the ground running. Naturally, insurance claims are among the first paperwork to get filed. [ 295 more words ] http://www.rightwayautoinsurance.com//restarting-your-bus/

When sending their young scholar off to college, parents should be mindful about what insurance coverages will follow them. Especially considering the number of electronic gadgets are packed away along with that last load of laundry, making sure iPads/tablets, smartphones, flat screen televisions, laptops and the rest are covered is an important consideration. If the housing of choice is the dorms, which are likely owned by the college, your homeowners or renters policy likely covers theft and probably damage. [ 230 more words ] http://www.rightwayautoinsurance.com//does-homeownersrent/

Everyone knows California is in a drought crisis. With more than brown lawns and empty swimming pools, California residents face an ongoing and ominous threat from wildfires. Just turn on the news and you’ll see the latest SoCal wildfire being battled in the El Cajon Pass. Obviously, you cannot prevent a wildfire, but you can lessen the possible damage to your home. [ 369 more words ] http://www.rightwayautoinsurance.com//wildfires-and-your-/