Revival Insurance Services

INSURANCE CONVENTION VIDEO. THANKS ACCESS.

Builder's risk coverage covers buildings during the construction process. It can cover either the value of the building at the time of loss, or the value once it is completed.

To determine the amount of business property insurance you need, take an inventory of all your business property checking it against what is covered in your basic policy. Decide if items not covered are worth insuring, and purchase additional coverage.

While having a Neighborhood Watch program won't necessarily lower your insurance rates, it will make your neighborhood safer. Statistically, safer neighborhoods pay lower rates.

Whenever you receive your insurance policy or updates to coverage, always make a copy. While it's a good idea to keep the original in a safe deposit box, you'll want immediate access to the policy information during an emergency.

Whenever you have a mortgage and experience a large structural claim, claims checks are often made payable to you and your mortgage lender. It's up to you to get the lender to endorse the check before you proceed with repairs.

Homeowners who want to lower the cost of their homeowner's insurance are shying away from certain risks. If you want to keep insurance costs down, avoid purchasing certain types of pets, such as Pit Bulls, which can limit or void your policy.

Flood insurance due to natural disasters is only available through the government and is not part of your homeowner's insurance. To find out more, check out http://www.floodsmart.gov