Retire in Santa Barbara

This is a wonderful Retirement Community in the Santa Barbara area. Encina Royale has a golf cours, swimming pool, club house and beautiful gardens. It is located close to shopping and hospitals. Call Nancy to learn more

Are you ready to buy or sell? Call me!

To rent or to buy that is the question! Keep reading! I created this graphic to show you some of the major differences between renting and owning but wanted to tap into when to start the process of making the move from paying your landlord to paying your mortgage. STEP 1: Figure out your finances check your credit score, determine your price range, learn about the costs associated with buying a home talk to me ... STEP 2: When is your lease ending? Do you have an in-between plan incase you have a gap before closing? Do you have enough time to find a new home before your lease is up or do you need to make other arrangements? STEP 3: Do you have an emergency fund for repairs and other homeowner expenses? How much do you want to have saved before buying? STEP 4: Outline your plan for buying based on steps 1-3!