Real Estate by Pat and Doug McCarty

Finding the right home is important but having good advice for the negotiation process is just as important.

Before engaging in an approach, question the the outcomes both favorable and unfavorable.

A bonus reason to buy a home now are the low mortgage rates available. Today's rates are 3.75% on a 30-year fixed rate mortgage and 3.21% on a 15-year fixed rate mortgage.

You certainly don't want surprises at the last minute that detract from the excitement of your new home.

FHA buyers can get help with their down payment but need to document it in a letter.