Loans By Cohn

The Federal Housing Administration (FHA) just changed the way lenders calculate student loan debt for mortgage approvals. In the past, we had to assume borrowers were making monthly payments equal to 1% of their full debt balance. Now, the calculation is either what you’re really paying each month, or 0.5% of the full balance if the loans are in deferment. Let’s talk today about how this could benefit you!

The jokes, the hugs, the life lessons we love it all! To all the awesome dads out there, have a great Father’s Day!

You’ve applied for a new home loan or have decided to refinance your existing mortgage. Congratulations! Now all you have to do is wait, right? Not quite. Find out how you can keep the process moving along smoothly. https://bit.ly/3gGYS1x

Living in a historically significant home has its perks, which may include including grants and tax breaks for preserving its look and character. However, there are limitations to updates you can make learn about them here. https://bit.ly/3gmW6zD

Renovation loans aren't just for homes in disrepair. Whether you're buying or refinancing, we'll match you up with the perfect loan so you can make a huge variety of improvements and additions. Read more here: https://bit.ly/3wswbwh]

If you’ve never had one before, you may be wondering what benefits come with an FHA #mortgage - especially when you’re faced with a major expense. Here’s what you need to know. https://bit.ly/3hrYrIH

It’s always exciting to unwrap presents, but nothing makes us smile more than the joy our loved ones bring to our hearts. Happy Holidays from the CCM family to yours!

To renovate or not to renovate? That is the question. The decision to make a big home improvement relies on a realistic assessment of your financial picture. Above all? Be honest with yourself. https://bit.ly/38pEuy1

The more knowledgeable you are about everything that’s involved with purchasing a home, the more confident you’ll feel as you move through the steps of securing a home loan. Prepare to be empowered! https://bit.ly/3nAtjJ8

So you’re feeling pretty confident that your mortgage will be approved. Now is NOT the time to finance a new set of living room furniture or buy a car to put in your new garage. Find out why so you don’t put your loan at risk. https://bit.ly/2KpGWMw