Prem Lakhanpal

CHECK OUT THIS BEAUTIFUL HOME WITH PANORAMIC VIEWS IN OUR OPEN HOUSE: SUNDAY 12 to 4 pm!! #OpenHouse #PremTarunaTeam #SanRamon #TriValleyHomes #ZenRealtyServices

ZILLOW REVIEW BY THE BUYERS OF HOME IN LIVERMORE #ZillowReviews #RealtorPremLakhanpal #TriValleyHomes #ZenRealtyServices

2816 CARAMOOR LANE, SAN RAMON CLOSED FOR $2,260,000!!! Extremely Grateful To My Buyer For Buying The Second Home With Me In Less Than One Year!! Really Overwhelmed By The Trust #RealtorPremLakhanpal #TriValleyHomes #ZenRealtyServices #InteroRealEstate

JUST LISTED IN THE RESORT LIKE ‘CANYON LAKES’ COMMUNITY IN SAN RAMON!! LISTED AT $449,000!!! Our brand new listing 158 Eastridge Drive, San Ramon, CA 94582 IS LIVE NOW!! CALL TARUNA TO SCHEDULE A PRIVATE SHOWING AT +1 (408) 823-5300... OPEN HOUSE SAT & SUN (June 5&6) 12 pm to 4 pm- NO APPOINTMENT REQUIRED!! #Listings #SanRamonHomes #PremTarunaTeam #ListingAgent #zenrealtyservices #InteroRealEstate #sellersagent

INTEREST RATES EXPECTED TO RISE??? #mortgagerates #RealEstateMarket #RealtorPremLakhanpal #ZenRealtyServices #InteroRealEstate Are Interest Rates Expected to Rise Over the Next Year?... So far this year, mortgage rates continue to hover around 3%, encouraging many hopeful homebuyers to enter the housing market. However, there’s a good chance rates will increase later this year and going into 2022, ultimately making it more expensive to borrow money for a home loan. Here’s a look at what several experts have to say. Danielle Hale, Chief Economist, realtor.com: Our long-term view for mortgage rates in 2021 is higher. As the economic outlook strengthens, thanks to progress against coronavirus and vaccines plus a dose of stimulus from the government, this pushes up expectations for economic growth . . . . Lawrence Yun, Chief Economist, National Association of Realtors (NAR): In 2021, I think rates will be similar or modestly higher . . . mortgage rates will continue to be historically favorable. Freddie Mac: We forecast that mortgage rates will continue to rise through the end of next year. We estimate the 30-year fixed mortgage rate will average 3.4% in the fourth quarter of 2021, rising to 3.8% in the fourth quarter of 2022. Below are the most recent mortgage rate forecasts from four top authorities Freddie Mac, Fannie Mae, the Mortgage Bankers Association (MBA), and NAR: Are Interest Rates Expected to Rise Over the Next Year? Bottom Line If you’re planning to buy a home, purchasing before mortgage interest rates rise may help you save significantly over the life of your home loan.

#JustSold 7026 SYRAH DRIVE DUBLIN!! Just Sold This Single Family Home With Spectacular Views In The Highly Desirable Neighborhood Of Dublin!!! Highly Grateful To My Buyers For Their Complete Trust #BayAreaRealEstate #Dublin #RealtorPremLakhanpal #TriValleyHomes #ZenRealtyServices #CaliforniaHousingMarket

NOW IS THE TIME TO SELL!!! #sellersmarket #sellersagent #RealtorPremLakhanpal #ZenRealtyServices #RealEstateMarket In today’s market, there are 4 big Incentives for Homeowners to Sell!!...Continue reading

#JustSold Closed This Beautiful Home In Livermore!! Congratulations To My Wonderful Buyers!! #TriValleyHomes #BayAreaRealEstate #RealtorPremLakhanpal #ZenRealtyServices #HappyBuyers #InteroRealEstate

WE DID IT AGAIN NOW IN CONTRACT FOR THE BUYERS IN ‘CANYON LAKES’ COMMUNITY IN SAN RAMON!! #SanRamonHomes #PremTarunaTeam #zenrealtyservices #TriValley Homes #InteroRealEstate #sellers #Buyers

COMING SOON IN THE MOST COVETED ‘CANYON LAKES’ COMMUNITY IN SAN RAMON!! LISTED AT $449,000!!! Our brand new listing 158 Eastridge Drive, San Ramon, CA 94582!!! Getting it prepped to go live in a few days!!! #SanRamonHomes #PremTarunaTeam #zenrealtyservices #InteroRealEstate #sellersagent

BUY BEFORE HOME PRICES & MORTGAGE RATES CLIMB EVEN HIGHER!!!

THIS BEAUTIFUL HOME IN JORDAN RANCH IN DUBLIN IS UNDER CONTRACT NOW IN AN OFF MARKET DEAL!! #PENDING #DublinHomes #RealEstate #RealtorPremLakhanpal #UnderContract #Dublin #California #BayArea #DreamHome #Home

BENEFITS OF HOME OWNERSHIP!!! #RealtorPremLakhanpal #ZenRealtyServices #homesweethome #realestate #Intero Over the past year, our homes have become an integral part of our lives more than ever. They’re much more than the houses we live in. They’re our workplaces, virtual schools, and safe havens that provide shelter, stability, and protection through the evolving health crisis. Today, 65.8% of Americans are fortunate enough to call their homes their own.... Below are some highlights on the benefits of homeownership shared by the National Association of Realtors (NAR) Non-Financial Benefits: . Pride: Owning a home brings a sense of happiness, satisfaction, and pride that you have a place of your own!! Civic Participation: Homeownership creates stability, a sense of community, and increases civic engagement. It’s a way to add to the strength of your local area and drive value into your neighborhood. Financial Benefits: Net Worth: Homeownership builds your net worth. Today, the median household net worth of all homeowners is $254,900, while the median net worth of renters is only $6,270. Financial Security: Equity, appreciation, and more predictable monthly housing expenses are huge financial benefits of owning a home. Homeownership is truly the best way to improve your long-term financial position. Economic Benefits: Homeownership is even a local economic driver. Housing-Related Spending: An economic force throughout our nation, housing-related expenses accounted for more than one-sixth of the country’s economic activity over the past three decades. Entrepreneurship: Homeownership is also a form of forced savings that can provide entrepreneurial opportunities. Bottom Line The benefits of homeownership go well beyond the basics. Homeownership is truly a way to build financial freedom, find greater satisfaction and happiness, and make a substantial impact in your community. If owning a home is part of your dream this year, let’s connect so you can begin the homebuying process today.

HOUSING MARKET 2021!!

HOMEBUYERS UNDETERRED BY HOLIDAYS!!! #homebuyers #BayAreaRealEstate #RealtorPremLakhanpal #ZenRealtyServices #TriValleyHomes The Holidays Aren’t Stopping Homebuyers This Year... Black Friday and Cyber Monday are behind us, yet finding the perfect holiday gifts for friends and family is certainly still top of mind for many right now. This year, there’s another type of buyer that’s very active this holiday season the homebuyer. Each month, ShowingTime releases their Showing Index which tracks the average number of appointments received on active U.S. house listings. The most recent index notes: The Showing Index reported a 60.9 percent jump in nationwide showing traffic year over year in October, the sixth consecutive month to see an increase over last year. Here’s the breakdown of the latest activity by region of the country compared to this time last year: The Northeast increased by 65.5% The West increased by 64.7% The Midwest increased by 55.7% The South increased by 54.7% Why is the traffic so active? The health crisis definitely put homebuying plans on pause for many earlier this year. Buyers, however, are in the market and making moves well past the typical busy homebuying seasons of spring and summer. One of the main reasons buyer traffic has continued to soar in the second half of 2020 is how dramatically mortgage rates have fallen. According to Freddie Mac, the average mortgage rate last December was 3.72%. Today, the rate is a full percentage point lower. Bottom Line There are first-time, move-up, and move-down buyers actively looking for the home of their dreams this winter. If you’re thinking of selling your house in 2021, you don’t need to wait until the spring to do it. Your potential buyer is very likely searching for a home in your neighborhood right now

WE ARE IN CONTRACT NOW THIS BEAUTIFUL CONDO IN RESORT LIKE FREEMONT VILLAS IS ‘PENDING’ AT A RECORD PRICE!!! MY SELLERS ARE SO EXCITED IF YOU OR ANYONE YOU KNOW WANTS TO SELL FOR TOP DOLLAR, CONTACT ME NOW!!!... #pending #ListingAgent #FremontHomes #RealtorPremLakhanpal #ZenRealtyServices #InteroRealEstate See more

OWNING A HOME: A POWERFUL FINANCIAL DECISION!!! #homesweethome #Homeownership #BuyingVsRenting #RealtorPremLakhanpal #ZenRealtyServices #realestate Why Owning a Home Is a Powerful Financial Decision???... In today’s housing market, there are clear financial benefits to owning a home: increasing equity, the chance to build your net worth, and appreciating home values, just to name a few. If you’re a renter, it’s never too early to think about how homeownership can propel you toward a stronger future. Here’s a dive into three often-overlooked financial benefits of homeownership and how preparing for them now can steer you in the direction of greater financial security and savings. 1. You Won’t Always Have a Monthly Housing payment. Every payment brings you closer to owning the house. When you pay your rent, that money is spent. Gone. Bye. Not returning. But when you pay your mortgage, you work toward full ownership. That’s a huge win and a big factor in how homeownership can drive stability and savings in your life. As soon as you buy a home, your monthly housing costs begin to work for you as forced savings in the form of equity. When you build equity and grow your net worth, you can continue to reinvest those savings into your future, maybe even by buying that next dream home. The possibilities are truly endless. 2. Homeownership Is a Tax Break One thing people who have never owned a home don’t always think about are the tax advantages- like property taxesare tax deductible. And if you’re paying off a mortgage, you’ll get to count your mortgage interest as a deduction when you file your tax return. Whether you’re living in your first home or your fifth, it’s a huge financial advantage to have some tax relief tied to the interest you pay each year. It’s one thing you definitely don’t get when you’re renting. Be sure to work with a tax professional to get the best possible benefits on your annual return. 3. Monthly Housing Costs Are Predictable, something that doesn’t happen if you’re renting. Rent rates will go up. Even if you found a killer deal in a hot area, inflation, competition, and rising property values will cause your rent to go up year after year. With a mortgage, you can keep your monthly housing costs relatively steady and predictable. Your monthly costs are most likely based on a fixed-rate mortgage, which allows you to budget your finances over a longer period of time. Rental prices have been since skyrocketing 2012, and with today’s low mortgage rates, it’s a great time to get more for your money when purchasing a home. If you want to lock-in your monthly payment at a low rate and have a solid understanding of what you’re going to spend in your mortgage payment each month, buying a home may be your best bet. Bottom Line If you’re ready to start feeling the benefits of stability, savings, and predictability that come with owning a home, let’s connect to determine if buying sooner rather than later is right for you.

YET ANOTHER SOLD IN SAN JOSE!!!CONGRATULATIONS TO SHIVANI & KIRAN ON THE PURCHASE OF THEIR FIRST HOME IN CALIFORNIA!! GOD BLESS YOU WITH GREAT HEALTH, HAPPINESS... & PROSPERITY IN YOUR NEW HOME!!! #JustSold #SanJoseHomes #siliconvalleyrealestate #RealtorPremLakhanpal #ZenRealtyServices #InteroRealEstate See more

ANOTHER SOLD IN FREMONT!! CONGRATULATIONS TO ARATHY & BALU ON THE PURCHASE OF THEIR FIRST HOME IN CALIFORNIA!! GOD BLESS YOU WITH GREAT HEALTH, HAPPINESS & PROSPERITY IN YOUR NEW HOME!!! THANK YOU KAAJAL & SUMAN FOR ALL YOUR SUPPORT TO MAKE IT HAPPEN!!!

BUYING A HOME IN THE SELLERS’ MARKET!!!

TIME RUNNING OUT FOR PROPERTY TAX PAYMENT!!!

HOME PRICES HEADED TOWARDS BUBBLE??? #homeprices #COVID19 #zenrealtyservices #Intero #RealtorPremLakhanpal Are Home Prices Headed Toward Bubble Territory? Talk of a housing bubble is beginning to crop up as home prices have appreciated at a rapid pace this year. This is understandable since the appreciation of residential real estate is well above historic annual averages. According to the Federal Housing Finance Agency (FHFA), annual appreciation since 1991 has averaged 3....Continue reading

RECENTLY SOLD IN DANVILLE!! #SOLD #Danville #RealtorPremLakhanpal #ZenRealtyServices #Intero