Premier Service Insurance Agency

It is always better to buy from an independent agent. They have a wide selection of companies and work for the client. they are not employees of any insurance company. They also have a much broader understanding coverage and claim experience from carrier to carrier as well as the vast majortiy of advanced insurance education certificates such as a CPCU or a CIC verses other places to buy coverage. The majority of Independent agents will evalutate coverage and only sell the lo...west price when it is in the client's best interest and never cut coverage to make the price appear cheaper as many on-line and 800 number companies will often do. Lastly, independent agent's own the legal rights to the client, rather than the company. This gives a good independent agent the abilty to have a lot more clout and input in the event there is a claim problem. Most of the 800 number "agents," while licensed, only know what their employer has taught them rather than an understanding the business as a whole.