Erika Poindexter

It's Sunday! There's no better day to get outside with someone you love and celebrate life. #HappySunday #Sunday #SundayFunday

Ever wondered how far $500,000 will go in another city? On Episode 7 of "Leaving California?", we talk to Michael Oliveira in Nashville! Michael began his real estate career in Los Angeles, cutting his teeth on the sales of luxury properties in one of the nation’s most competitive marketseven handling a home once belonging to John Lennon and Yoko Ono. Now, after several years living in Nashville, he’s quickly made a name for himself as one of the premier real estate agents in the area. If you are interested in moving from the Greater Sacramento Area to Nashville, let me know! I am so excited to explore cities all over the world with you. If you have some place that you've been dying to know more about, shoot me a message and we will get it on the schedule.

Mindset is what separates the best from the rest What are your goals this week? How will you achieve them? #motivationmonday #goals #beginningofweek #poindexterrealestate #placercounty

When you think I’m shopping, I’m probably working for a client! I’ll always be there for any of your home needs, don’t hesitate to give me a call! Hope you all have an enjoyable weekend ahead! #realtorlife #alwaysontheclock #nowyaknow #placercountyrealestate #poindexterrealestate

Today is ELECTION DAY! Don’t forget to get out and VOTE For a polling place near you type in on Google where do I vote #election2020 and enter your address! ... Have a great day!

...And just like that Summer collapsed into fall and it’s the beginning of the holiday season 2020. May the remaining two months of this year bring light and laughter to your home. If you are in the market to buy or sell a home this year, let’s chat, we still have time to get you moved before 2021!

Ever wondered how far $500,000 will go in another city? On Episode 6 of "Leaving California?", we talk to Jordan Ames - The Ames Team at Keller Williams Group One, Inc Lic # S.175632, in Reno! Jordan is originally from the San Francisco Bay Area Peninsula but has called Northern Nevada home since 2012. If you are interested in moving from the Greater Sacramento Area to Reno, NV, let me know! I am so excited to explore cities all over the world with you. If you have some place that you've been dying to know more about, shoot me a message and we will get it on the schedule.

Is homeownership at the top of your to-do list for the end of 2020 or early 2021? If so, getting pre-approved is one of the first, and most important, steps. Especially now, in COVID times, not only can we not even view available homes without it, we cannot start the process of buying or offering without a pre-approval. While prospective lenders will have plenty of questions for you, don’t be afraid to find the right lender and loan by asking them any questions you may al...so have. Don’t be shy Here are a few questions to get you started: 1. What type of loan do you recommend for me? Why? There’s no one type of mortgage loan that’s superior to anotherbut whichever you choose, you need to know why it’s best for YOU and how it works. 2. Will my down payment vary based on the loan I choose? If you’re tight on cash, let your lender know. Loans vary in their down payment requirements, they’ll help find something that may work. 3. What is the interest rate and the annual percentage rate (APR)? Everyone talks about the interest rate, but the APR is also important. 4. Can I lock-in an interest rate? If so, for how long? If you think rates will be moving up, ask if you can lock it in for a set period of time. 5. What will my closing costs be? Are they a part of my loan, or will I pay them in cash at closing? Remember, closing costs usually run 3-6% of your loan value so you need to know how they’ll be covered so there is no last minute surprises. Did the lender bring up something you don’t understand? Stop and ask for clarification. This is YOUR home buying journey, and you deserve to understand the process every step of the way! Keep in mind that since a pre-approval is only valid for 30-90 days, depending on the lender, you’ll want to wait to meet with lenders until you’re ready to buy. When you’re ready, I’m your gal! Your Realtor, Erika