Pedro Bretas, Financial Services Professional with Nylife Securities LLC

Congrats to MainStay Funds, the mutual fund arm of New York Life Investments, for being ranked #2 by Barron's in their 2018 list of The Best Fund Families! MainStay also finished #2 in U.S. Equity and #3 in Tax Exempt Bond. Contact me to learn more about our award-winning fund family: http://bit.ly/2XZxwJU.

Changing jobs can also mean a change in your long-term financial strategy. What changes do you plan to make to better achieve your goals for yourself and your family? Let me know in the comments below.

They won't be small forever, but they'll always be your babies. I can help you protect them now and in the future with a financial solution that grows with your needs as well as theirs.

As retirement approaches, there are steps you can take to make it the best it can be. What steps have you taken so far? Comment below.

Can your business go on without you? If you've been putting off creating a succession plan for your business, see why now is the perfect time to do it.

Historically, a basic 60/40 allocation to stocks and bonds would serve as the foundation for any diversified portfolio. But in 2018, volatility debunked that trend, emphasizing the need for enhanced diversification strategies.

How can business owners build and maintain the cash they need to operate in a tax-efficient manner?

What drove the markets this year and where might investors look to find a bit of respite from volatility?

"For last year's words belong to last year's language. And next year's words await another voice. And to make an end ... is to make a beginning." ~T.S. Eliot

When it comes to the equity markets, seasonal patterns have shown that the month of December typically ends on a high note. Will that ring true this year?

"Christmas is far and away my favorite holiday. I love everything about it, from the event that inspired it, hoping for a white one, to wrapping presents. But mostly I love having family and friends gathered, and sharing traditions." ~Ellen Hopkins

Happy Holidays from our family to yours!

For 165 years, we've paid out dividends to participating whole life policy owners. Find out how being a part of our tradition of putting clients first can help you. Give me a call.

Are your parents retired? If yes, do you know their wishes about caregiving and their assets? If no, share this video with them to help break the ice and put you "in the know." http://bit.ly/2DYojuT