Patty Gadd

The New Year means time for new changes! Is 2021 the year you make your move? If so, contact me today to see how much new home you can afford!

New American Funding has figured out a way for you to take advantage of payment rate savings in the first two years of owning your home with the 2-1 Seller Paid Buydown.This program provides you with the opportunity to grow into your mortgage payment as your income steadily increases. This temporary buydown is ideal for buyers whose income is anticipated to rise over the next few years. PROGRAM ELIGIBILITY: Available on Conforming and FHA loans 30 Year Fixed Loans Only... Available on High Balance Loans HOW IT WORKS: Our 2-1 Buydown reduces your mortgage payment rate by 2% below the note rate for the first year of your loan and by 1% below note rate the second year. Your required monthly mortgage payment would be calculated using a rate that is 2% below the note rate for the first 12 months and 1% below the note rate for the subsequent 12 months. . . . . . Subject to borrower and property qualifications. Not all applicants will qualify. Terms and conditions are subject to change without notice. NMLS ID #6606.

Did you know that mortgage rates fell to RECORD LOWS 16 times in 2020? Don't miss your opportunity to buy or refinance before rates begin to climb! Let's start the conversation-- message me now. #mortgagerates #homeloans #homelendiing #recordlows

Hello Saturday! Rates are still LOW! If you're looking to buy or refinance your home this year visit our quick application page or message us directly with any questions you may have! . . . .... #NewAmericanFunding #GetApproved See more

According to a recent report from the Federal Housing Finance Agency, home prices in October were 10.2% above where they were in October 2019. That’s the largest yearly increase in any month since 2005! If you're looking to relocate, now is the time.