Pacificwide Lending

Realtors: sign up your potential buyers, and we will return them as QUALIFIED BUYERS

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Conventional wisdom concludes that real estate market is very cyclical , the typical cycle for a real estate market is about 7 years. If we start to count the year of 2012 as the year price started to increase, 2019 will be the year 7. According to Wall street Journal, real estate price in the west started to decline in June. As I spoke to realtors, they have indicated that price reduction seems to be widespread cross the San Francisco bay area. Usually, the sales would take... place when the prices were reduced. Signs are pointing the downward trend in the coming months. However, would a crash come? Before the last real estate market crash of 2017, a lot of the borrowers bought properties with very low-down payments or even with 100% financing. Moreover, borrowers were even given options to make payment only on 1% interest rate( actual rate was much higher). Therefore, when the downturn came, many homeowners and investors simply abandoned their properties. This time around, however, nearly all of the buyers put down some downpayments and large portion of them put up 20 50% down. Even in the year 2017, there were 21% of all buyers paid cash for properties (down from highest of 36% in the year 2009 December 2017 REALTORS Confidence Index Survey.[2]) the percentage of property owners who own good amount of equity is high, and are less likely to just walk away when imminent slow down comes, and likely create a crash.

Great Fix and Flip Loan 85% LTV 100% repair cost funded

We offer commercial loans, that make it easy for you to make smart investments! 25 YR Fixed Rates %5.25 with 1-point:... Office buildings (owner user or investment only) Business loans (acquisition & refinance) Apartments (from 5 units & up) Land (lots, raw & subdivision) Agricultural land Vineyard Churches, temples, synagogues Industrial (manufacture, distribution center) Medical (hospitals, rehabilitation center, clinics, assisted living) Mixed use properties Mobile/manufactured home parks Retail (malls, strip malls, shops) Warehouses Construction loans (spec homes, investment properties) For immediate help planning your next step, contact us today. Andrew Liu, 510-364-0028 http://pacificwidelending.proiwebsites.com/Home

According to The San Francisco Business Journal, it is predicted that in 2018 there will be an increase of 1%-3% on residential rent prices across the San Francisco Bay Area. This is a significant slow down from previous years. However, rent is predicted to increase in the commercial office market, accelerating 3%- 5%. If you are still renting your office, this would be a great time to start thinking about purchasing your own unit. Good news! You will not be required to put... a hefty 30%-40% down. All you need is 10% down to purchase your own unit!! Let us make your dream of owning your own office a reality! Let’s lock in those low rates ASAP! Give us a call today 510-364-0028 See more

Invest in Trust Deeds in 2018 Most economists have predicted that the economy will continue to do well this year, real estate value would most likely continue to rise. As the stock market starts to become volatile (Dow Jones swung 1000 points in one recent trading section). Many investors have tried to invest in real estate. However, because of the low inventory, they have often lost out to higher bidders. It also becomes questionable, whether it would be wise to over bid on ...properties. Money in the bank provides literally no returns. A great alternative is to invest in Trust Deeds. http://www.pacificwidelending.com/Invest+in+Trust+Deeds+in+

Are you interested in purchasing your very own building? If you are a business owner, who’s looking to purchase your own building. Great news! http://www.pacificwidelending.com/Owners%2fUser+Commercial+

California, especially Northern California is having a severe housing shortage. Builders have not built enough homes to meet our markets demand. There are many reasons for this shortage, however, one main reason is that they are lacking small builders. Why? Smaller builders simply cannot get construction loans. Banks are not interested in lending money to them, they prefer to deal with larger builders; who build track homes instead of small build-outs. Read more: on how I hel...ped this developer. http://www.pacificwidelending.com/Contruction%20Loan See more

LETS HELP NAPA! Yes, all of us can help. Any loan that I close before December 31, 2017. I will donate 10% of my commission to help the victims of recent devastation in Napa. If you would like to help, please send me your loans, so that I can send more money to the people in need. http://www.pacificwidelending.com/MyBlogPacificwideLending