Open Access Capital

Know a business that is struggling to find a good loan? Ask about our referral program today! Rates start at 5.9% for working capital loans. Do you need a loan to consolidate monthly expenses and improve cashflow? Ask about our term loan programs for all businesses with 150,000 or more in gross sales. Looking for a credit line to enable the business to take on more projects? Are you missing out on good paying jobs because of delayed receivables? Apply today, and have op...tions available tomorrow. Our promise: Provide the best working capital and line of credit options available for your business, regardless of industry, location or credit. Programs: Real Estate Secured lines of credit Equipment secured term loans Unsecured term loan and line of credit options MCA loans or cash advance programs Hybrid business loans Accounts receivable lines of credit Minimum FICO: 550 Term loans extend from 1- 5 years, with a monthly payment and APR % starts at just 5.9%. Costs: There is no upfront fee whatsoever. Each program offer will have detailed fees according to that particular program. We customize each offer to fit your needs, and can typically fund within just a few days. Going to your local bank should still be a first option, but many banks just are not geared to provide capital to small business owners regardless of credit. Don't pass opportunities to grow due to lack of capital. Get your working capital loan options today! 888-485-1797 Open Access Capital Team

Please consider making a donation to the nonprofit humane society in Redwood Valley, Ca. #GivingTuesday2021 The Humane Society for Inland Mendocino County is a no-kill shelter that depends on public donations. We are currently caring for over 200 animals ... Every little bit helps. Many thanks for the consideration this giving season. #TogetherWeSaveMoreLives #hsimc #rescue #foster #adopt

Happy Friday everyone! Open Access Capital was created to help small-business owners. We sincerely hope you have what you need to make it through these tough times. But if you don’t, and you want to talk to someone who truly cares about your business, email me Christopher Sprague at [email protected]

Building blocks: What blocks do you need to build your business bigger? -Credit? -Capital? Call me today. We can help.Building blocks: What blocks do you need to build your business bigger? -Credit? -Capital? Call me today. We can help.

Happy Friday everyone! Open Access Capital was created to help small-business owners. We sincerely hope you have what you need to make it through these tough times. But if you don’t, and you want to talk to someone who truly cares about your business, email me Christopher Sprague at [email protected]

If you have not already heard, Congress has replenished SBA CARES with an additional 360 billion dollars. Please review the following and act as appropriate for business and circumstances. Paycheck Protection Program (PPP): Applications will be accepted beginning 7:30 AM, Monday April 27th, on a first come, first served basis. Note 1: application and program FAQ’s attached. Note 2: applications must be submitted to an SBA approved institution (locally: Savings Bank, RCU, Ch...ase, Wells Fargo, Umpqua). Customers have priority. Note 3: applications can be submitted to the following online SBA approved institutions if you have an existing account: PayPal, Square, Intuit QuickBooks Payroll Services. Note 4: if none of these apply, use this link to BlueVine and Smartbiz https://app.bluevine.com/signup/ppp?pid_login=0001584 or visit: https;//sba120.com Note 5: some online institutions are accepting PPP applications now and will download tomorrow when the application window opens at 7:30 AM local time. If you have already applied for a PPP and have heard nothing, you can apply again through BlueVine, answer no if asked if you have already applied. The first application for your business received at the SBA will be funded, all others will be rejected. PPP Link: PPP Amount Estimate Template. Use this to complete the PPP Borrower Application https://www.dropbox.com//PPP%20Loan%20Amount%20Estimate%20 *********************************************** Economic Injury Disaster Loan (EIDL): at the time of this email (4/26, 8:00 AM), the SBA had the following on the EIDL web page: With the additional funding provided by the new COVID-19 relief package, SBA will resume processing EIDL Loan and Advance applications that are already in the queue on a first come, first-served basis. We will provide further information on the availability of the EIDL portal to receive new applications (including those from agricultural enterprises) as soon as possible. Note 6: if you have already submitted an EIDL Advance and loan application and the 10-digit confirmation number begins with 3 and you have not been funded yet, your application is in the Queue and will be processed beginning tomorrow at 7:30 AM local time. Note 7: if you have not applied for an EIDL loan program previously, please monitor the EIDL web page https://covid19relief.sba.gov/#/ for updates. This link allows you to register with SBA’s Disaster Loan Assistance, and track the status of your application(s) and loan deposits. https://disasterloan.sba.gov/ela/Account/Login Any questions, please email me at your earliest convenience. If you need additional assistance with any of the forms or reporting requested, please email me and I will assign a Loan Specialist to you.

I’m reaching out today with a request I urge you to apply for PPP funds today, even if you have already applied elsewhere. My team has been monitoring the situation in Washington and the time to act is now. Here’s why: Funds will be depleted in record time. Based on our conversations with our lenders and partners, we believe the second round of funds could be gone as soon as 2 days after going live. Most lenders are using a first come, first served policy. Our partne...rs and lenders are processing loans by the thousands to prepare for the new funds likely coming this week. You must get your full application AND supporting documents in as quickly as possible to get the process started. PPP lending could restart as early as tomorrow. If the House approves the new funding appropriation, President Trump has said he’ll sign it quickly. I am recommending BlueVine to companies that are not getting responses from their local bank. https://app.bluevine.com/signup/ppp?pid_login=0001584 Self employed, gig workers, sole proprietors are all eligible.