Arash Gezerseh

Are you in process of moving or looking to move from your current residence soon? In honor of National Moving Month, I have included a check-list below of what you should complete before making your next big step 2 MONTHS BEFORE - Make truck rental reservations or arrangements with a moving company. Be sure to ask the following questions: 1) Are on-site estimates offered? ... 2) How is pricing determined? 3) Will the movers pack items? (If so, at what additional cost?) 4) Is the quote binding or nonbinding? 5) What insurance is included? 6) What additional charges may arise? - Request a copy of the signed contract - Create a binder to hold all move-related paperwork (checklists, contracts, receipts) - Place legal, medical, insurance, and tax records in a safe and accessible place 1 MONTH BEFORE - Sort items to keep, donate, discard, and sell hold a garage sale if desired - Have valuable items appraised. Photograph or videotape them. Upload images onto the computer, and save them to a CD - Gather packing supplies (boxes, box cutters, tape and tape dispensers, wrapping material, labels, colored stickers, etc.) - Pack contents of the garage, attic, and storage areas, as well as other infrequently used items (books, holiday decorations) - Assign a color to each room and mark boxes and furniture with colored stickers - Label and number each box with an inventory list of contents - Have utilities and phone/internet services disconnected in the old home the day after you leave and installed in the new home a day before move-in - Call a locksmith to have your new home’s locks changed on moving day or before - Arrange to have a cleaning company prepare the new home before you arrive and tidy the old home after you leave if desired TWO WEEKS BEFORE - Pack the bulk of your items - Complete a change-of-address form online or at the post office - Notify magazines, newspapers, banks, and credit card companies of your new address - Plan for special care needs for infants, elderly, or pets - Firm up moving dates as best as you can keep in mind possible delays/extensions of closing dates WEEK BEFORE - Print an information sheet for the movers with your old/new addresses, directions, and cell phone number - Finish packing and set aside a week’s worth of clothing - Put small valuables and important documents in a box or bag - Create a last-out, first-in box with all day-to-day necessities (bedding, towels, toiletries, cleaning supplies, medications, basic tools/utensils) MOVING DAY - Do a walk-through with the movers and make sure no items have been left behind - Give keys to the real estate agent/landlord - Inspect for damages, photograph relevant items before signing the release - Test faucets, toilets, utilities, phones, smoke detectors and security systems

Friendly reminder that tomorrow is tax day and the last day to file your taxes without a penalty! Stop scrolling and head over to your computer if you haven't filed already

On Armed Forces Day, I extend my gratitude to active members of the US Military at home and overseas. Your dedication to upholding our nation's values allows us to live comfortably and free. Thank you! #armedforcesday #trueheroes

By reviewing your goals daily and staying focused you can become a homeowner. By completing an application we can put you on a road map to success! We offer products that fit all situations.... Contact me today to begin your journey to your dream home! . . . . #NewAmericanFunding #Adjustableratemortgage #ARM #luxuryhome #luxuryrealestate #loanofficer #realestateagent #losangeles #finance #financialfreedom #investment #realestate #realestateinvesting #realestateinvestment #losangelesrealestate #losangelesrealestateagent #luxuryrealestateagent #pasadenarealestate #pasadenarealestateageny #lendla #knowyourmortage

Thank you, John! . . . .... #NewAmericanFunding #luxuryhome #luxuryrealestate #loanofficer #realestateagent #losangeles #finance #financialfreedom #investment #realestate #realestateinvesting #realestateinvestment #losangelesrealestate #losangelesrealestateagent #luxuryrealestateagent #pasadenarealestate #pasadenarealestateageny #lendla #knowyourmortage #nostressmortgage See more

New American Funding has the PAWesome home loan that will fit your needs! While we don't actually provide home loans for dogs, we are here for you every step of the way to get you and your furry friend into your forever home. Contact me today and let's get started! https://bit.ly/3aZ4Uc4

WOW. Our December funded numbers are in and what a month we had! We could not be more thankful to our customers who trust our team and expertise when buying or #refinancing their homes. $47,872,034 Funded - Congratulations team! ... If you're interested in buying or refinancing your home click the link below to our online pre-qualification application. Application: https://tinyurl.com/ya8q4kma Questions? 310-880-2332 or visit www.NoStressMortgage.com . . . . . #LendLA #NewAmericanFunding #Refinance #LoanOfficer #RealEstate #LosAngelesRealEstate #LosAngelesRealEstateAgents #FirstTimeHomeBuyer #HomeBuying #KnowYourMortgage #NoStressMortgage

Hello 2021, Rates are still LOW! We have helped countless customers save on their monthly mortgage as well as make their very first home purchases. If you're interested in buying or refinancing your home click the link below to our online pre-qualification application. Application:... https://tinyurl.com/ya8q4kma Questions? 310-880-2332 or visit www.NoStressMortgage.com . . . . . #LendLA #NewAmericanFunding #Refinance #LoanOfficer #RealEstate #LosAngelesRealEstate #LosAngelesRealEstateAgents #FirstTimeHomeBuyer #HomeBuying #KnowYourMortgage #NoStressMortgage

Rates are still LOW! Buy or #Refinance with us this New Year and save BIG on your mortgage! Click for Application! https://tinyurl.com/ya8q4kma . .... . . #LendLA #NewAmericanFunding #mortgagelender #mortgagebroker #loanofficer #mortgagelending #homeloans #homebuying #realestate #NewYear #NewYears2021 #KnowYourMortgage #NoStressMortgage See more

With the passage of the stimulus/spending bill last night, the bond market cleared its last major hurdle for the week/month/quarter/year. By the time it happened, markets had plenty of time to prepare. As such, yields managed to remain squarely inside any of the recent ranges and patterns we've mentioned. Today's chart shows the basics. There's no guarantee that yields continue tracking these trends as perfectly as they have been. But if they depart, and if that departure is... not obviously the result of some new, obvious, unexpected market mover, we may want to think twice about drawing too many conclusions until we see how trading is evolving at the beginning of 2021. Year-end trading is a lot like month-end trading. A certain portion of the trading community is required to hold a certain balance of bonds based on changes in various indices. Other traders will simply be booking profits by closing positions. They won't have all the information they need until next week, but they could get a jump on those repositioning efforts as early as today and tomorrow. This could give the appearance that "new momentum" has shown up in the bond market, but just as often as not, early January pushes back in the other direction with equal (or greater) strength.

How #2020 has Changed Californians’ Views on Buying a Home? If there’s one thing that’s clear in this crazy year, it’s that a home just being a home isn’t enough anymore. In many cases, a home is now also an office, a school, a fitness center, and much, much more.... . .... . . #LendLA #NewAmericanFunding #WorkFromHome #HomeBuying #NAFBlog #KnowYourMortgage #SatanClaritaRealEstate #NoStressMortgage See more

#MBSUpdate Current position: Floating #Stocks are lower as a result of reports that Senate Majority Leady, Mitch McConnell rejected the #Covid relief plan. The market had priced in the chance of a new #stimulus deal, which appears to at least be on hold till next week, as the White house is adjourned until then. #Mortgage #Bonds are slightly higher after a strong 30-year Bond Auction yesterday.... . . . . #LendLA #MBSNews #NoStressMortgage #KnowYourMortgage See more

#MBSLive Update: Mortgage Rates Living Their Own Life By Their Own Rules You might think you know mortgage rates. You might make assumptions about where they'll go and what they'll do based on past precedent. For decades, you may have done a nearly flawless job of that simply by drawing the exceedingly logical conclusion that mortgage rates tend to behave a lot like other longer-term #bonds. After all, #bonds and mortgages are both loans. They're both fixed income investments.... And to cap it all off, the average mortgage "becomes" a bond, in a manner of speaking, with its underlying cash flow being traded alongside the most quintessential bonds like #10yr Treasury Notes. That's why 10yr Treasury yields and mortgage rates move in the same direction at the same time with regularity that puts clocks to shame. So it's understandable that anyone familiar with this dynamic might conclude they know a thing or two about the nature of mortgage rate movement. But mortgage rates are here to tell you that 2020 is different. They're breaking all the old rules and making their own. They refused to drop as quickly as Treasury yields for months following the onset of the pandemic. They endured several weeks of big swings that were completely unrelated to bond market movement when regulators implemented a new fee on refinances. Then, they proceeded to move sideways to slightly lower for the following 3 months even though #Treasury yields were moving gradually higher. Now in early December, they've opted to hold more-or-less perfectly flat even as Treasury yields are spiking again. This disregard for convention goes both ways. While it worked in our favor last week, today saw mortgage rates hold steady yet again, even though Treasury yields dropped by 0.045%. Why all this ground-holding? The simplest, shortest, and most accurate answer is that mortgage rates are taking a majority of their day-to-day cues from lender capacity. In other words, lenders raise rates (or simply abstain from dropping rates) when they're as busy as they want to be, and they drop rates very gradually when they are ready to handle more business. The scenario above assumes the broader bond market is maintaining some semblance of big-picture stability, but with 10yr yields taking 5 months to move up less than 0.5%, that hasn't been an issue. Things will change eventually, and to be sure, there is a certain amount of bond market drama that could indeed translate to mortgage rate volatility. For now though, these new rules have ushered in the lowest, most stable mortgage rate regime we've ever seen. If you're interested in buying or refinancing your home call us today! (310) 880-2332 or visit LendLA.com . . . . . #LendLA #NewAmericanFunding #Refinance #HomeRefinance #Mortgage #Lender #LoanOfficer #MortgageBroker #MortgageLending #HomeLoans #NewHome #FirstTimeHomeBuyer #HomeBuying #MBSLiveUpdate #HousingBrief #KnowYourMortgage

Here are some reasons millions of #millennial's bought homes for the first time in #2020: 1. Many have delayed buying homes. 2. Low interest rates and a desire for more space are boosting demand. 3. They're using strategies like making smaller down payments and settling for smaller homes. 4. They are leaving cities and buying homes in suburbs.... 5. They view owning a home as a wise financial investment. If you're interested in buying or refinancing your home call us today! (310) 880-2332 or visit nostressmortgage.com . . . . . #NoStressMortgage #LendLA #NewAmericanFunding #Refinance #HomeRefinance #Mortgage #Lender #LoanOfficer #MortgageBroker #MortgageLending #HomeLoans #NewHome #FirstTimeHomeBuyer #HomeBuying #KnowYourMortgage See more

A lot of past clients reaching out to us right now to secure a refinance at historic all-time low rates. If you are a homeowner and have been procrastinating looking into this, stop it. Hit me up for a no-strings consultation. Justin Bayle - LendL.A.

Rates are still crazy low, feel free to give us a call with your refinance scenario.

Hi Facebook amigos. In case you haven’t heard, rates on home loans are sitting very close to the all-time historical low. Side effect of coronavirus and all the stock market madness the last couple of weeks. If you have a mortgage, and you haven’t had a loan officer review the details and give you options, please message me today.... End of PSA!

5.0 Star Review on Zillow Arash and his team were fantastic throughout the process, making the transaction smooth and easy. They were always quick to respond, and had all the answers that helped me understand each step of the way. by Scottgaffield for Arash Gezerseh http://zillow.com/profile/arashgezerseh

5.0 Star Review on SocialSurvey Good communication. Availability for questions and answers. Patience and simplicity. by Jason B. for Arash Gezerseh http://www.nafhomes.com/ArashGezerseh.

5.0 Star Review on SocialSurvey Arash is extremely knowledgeable, very accessible, and professional. He's a straight shooter, and I can count on him to get the job done. by Miriam W. for Arash Gezerseh www.arashg.com.

5.0 Star Review on Zillow Arash was absolutely great and helpful for this first time home buyer. He was always ready to hold my hand when I was worried and talk me through any questions I had. I very much enjoyed Arash's personality and professionalism. He made a very stressful situation so much better by always being ready to talk me through the difficult questions. by Christie for Arash Gezerseh http://zillow.com/profile/arashgezerseh

5.0 Star Review on Zillow Arash masterfully determined how best to do my refi - he got me a great rate and lender program to cover the cost of my PMI. The final deal was better than I was expecting. He saved me a lot of money. He managed the refi process really smoothly and got everything done on time. I highly recommend working with Arash. by AJDJ for Arash Gezerseh http://zillow.com/profile/arashgezerseh

5.0 Star Review on SocialSurvey His positive attitude, honesty and willingness to help and explain on every step. by Steven D. for Arash Gezerseh www.arashg.com.

5.0 Star Review on SocialSurvey Arash went above and beyond to make sure that our loan would close on time. Our situation was complex, and he provided great advice and helped us pick the best solution for our loan needs. He was quick to respond to inquiries - he even answered messages after-hours and on weekends. I would highly recommend Arash to anyone who is looking for an experienced and attentive loan broker. by Natalya B. for Arash Gezerseh www.arashg.com.

5.0 Star Review on Zillow We have used Arash's services when we purchased our home a few years ago and used him a second time when refinancing. He is extremely helpful and knowledgeable. He works with you so that you can get the best financing options for your budget. He is kind and responsive! by JMKB for Arash Gezerseh http://zillow.com/profile/arashgezerseh

5.0 Star Review on Zillow As first time home-buyers, my husband and I really wanted someone that would answer all of our questions-Arash just that! He was extremely helpful with our initial loan process and answered all of our questions! He was super responsive and would explain all of the steps with details. More recently, Arash helped us refinance our loan and get the lowest rate possible! by Kristinmstein for Arash Gezerseh http://zillow.com/profile/arashgezerseh

5.0 Star Review on Zillow Arash is second to none when it comes to his service, lending expertise, and follow-up. Most importantly, he under promised and over delivered on every aspect of my VA mortgage refinance process. I would highly recommend him to everyone, including my friends and family. Thank you again for a job well done! by Brian S. for Arash Gezerseh http://zillow.com/profile/arashgezerseh

5.0 Star Review on Zillow Arash was extremely helpful throughout the loan process. Our situation was pretty special but he made it work through constant communication and reassurance. He’s quick to answer any questions and/or concerns and explains in detail what is going on throughout the process. I would most definitely recommend Arash to anyone looking for a lending agent. by Patty for Arash Gezerseh http://zillow.com/profile/arashgezerseh

5.0 Star Review on Zillow Arash made the home buying purchase easy. He was extremely responsive, patient with questions (no matter how trivial or obvious), and worked hard to provide all necessary information. Arash also worked with us through a variety scenarios. I would love to work with him again. by ASB for Arash Gezerseh http://zillow.com/profile/arashgezerseh

5.0 Star Review on SocialSurvey Justin, Arash & Lucy went out of their way to find the right loan product for us. They are a supportive, kind, positive, hardworking team with a pragmatic approach and comprehensive knowledge in the industry. I can't think of any other team I'd want by my side when looking for a loan. They are superstars, who made our first home buying experience not only possible, but awesome. by Ivan G. for Arash Gezerseh www.arashg.com.

5.0 Star Review on SocialSurvey Arash and his team worked hard to get us the best rate. They were also super communicative and easy to reach. Overall a great experience. by Michele O. for Arash Gezerseh www.arashg.com.

5.0 Star Review on Zillow Where do I begin..? Immediately upon working with Arash, he felt more like a friend than a loan consultant. Arash was so patient with me through this entire process and always took my calls and returned emails very quickly. He is honest, knowledgeable, and never over promised anything he couldn’t deliver. He kept us in the loop about everything and communicated great with our agents. We sing his praises and will definitely refer him to everyone we know! Thanks Arash. by Elizabeth V. for Arash Gezerseh http://zillow.com/profile/arashgezerseh

5.0 Star Review on SocialSurvey Arash was responsive and kept me informed every step of the way. Pain-free transaction. by Nick M. for Arash Gezerseh www.arashg.com.

5.0 Star Review on SocialSurvey Very thorough and attentive, returned emails and texts in a timely manner. Explained the loan process and was there every step of the way. I highly recommended Arash. He is a pro and also a really nice person. by Susan R. for Arash Gezerseh www.arashg.com.

5.0 Star Review on Zillow Thank you so much Arash for all your help in securing our loan for our new home in Quartz Hill. You were very informative, thorough, highly knowledgeable, very professional and organized. Which made all the difference with our interaction. We put our trust in your hands and you came through. You explained the whole process and made sure we understood even the smallest detail, before we agreed to and signed. Thank you for your kindness and patience. You definitely stand above the rest. We highly recommend you to our friends and family. by Angelica E. for Arash Gezerseh http://zillow.com/profile/arashgezerseh

5.0 Star Review on Zillow arash and his team were just exemplary in all aspects. He was instrumental in helping me close on a complex property that had different circumstances arise as the transaction progressed. He and his team were efficient and always supportive. They were with me step by step and I couldn't have closed this deal without them. I will absolutely use them for all future real estate transactions. In addition to being so amazing with both their knowledge and service provided they are all also extremely kind and genuine humans! i am so grateful to them all ! by Kay7375 for Arash Gezerseh http://zillow.com/profile/arashgezerseh

5.0 Star Review on SocialSurvey Where do I begin...? Immediately upon working with Arash, he felt more like a friend than a loan consultant. Arash was so patient with me through this entire process and always took my calls and returned emails very quickly. He is honest, knowledgeable and never over promised anything he couldn’t deliver. He kept us in the loop about everything and communicated great with our agents. We sing his praises and will definitely refer him to ever...yone we know! Thanks Arash. by Elizabeth V. for Arash Gezerseh www.arashg.com. See more

5.0 Star Review on SocialSurvey Very good job. by Elizabeth C. for Arash Gezerseh www.arashg.com.

Realtors, Clients, Friends, & Family - Send Us Your Mortgage Statement! It's been an AWESOME start to the year for The LendLA Team & Our Partners! ... Frankly, there is lots more activity and we are way busier than we were expecting. Lower interest rates have something to do with that! SEND us a copy of YOUR mortgage statement and we will see if refinancing makes sense. Or just give me a ring.. In addition to lower rates, a refinance might make sense for the following reasons: Combining a 1st and 2nd mortgage Getting out of -OR- into an adjustable rate mortgage (depending on how long you think you will be in the house) Taking cash-out to buy a 2nd home, complete some renovations, and/or to buy investment properties Restart the clock on a new 30 year mortgage, usually on an investment property loan, to create cash-flow. Shoot us an email or give us call with any questions about refinancing.

Congrats to KS on her awesome new house! It was one of the toughest deals our team had in the last year but the team was up for the challenge. So grateful to work with such an amazing group of mortgage pros!

5.0 Star Review on Zillow I could not be happier with Arash and his team. As a self-employed, non-traditional borrower it's very difficult for me to find traditional lending on a primary residence. Somehow, some way Arash pulled it off. The communication throughout the entire process was on time and on point. There was no BS that we've encountered with other lenders in the past. Arash delivered exactly what he said he would and even made it possible to close ahead of schedule after some last minute changes on the seller's end. 10/10 would work with and continue to recommend Arash. by Bduvenci for Arash Gezerseh http://zillow.com/profile/arashgezerseh

5.0 Star Review on SocialSurvey Everything we needed was taken care of. by Sheldon S. for Arash Gezerseh www.arashg.com.

5.0 Star Review on Zillow Arash was our savior. Our loan was by no means an easy one but Arash was calm, cool, and professional the entire way through our transaction. His guidance and expertise lead us to a loan product that was an amazing fit, and a monthly we know we will be able to handle. Thanks to Arash we were able to close in time, and get the house of our dreams! On top of that his team are all-stars and wonderful to be in business with. Thanks for everything Arash. by Ali A. for Arash Gezerseh http://zillow.com/profile/arashgezerseh

5.0 Star Review on SocialSurvey Getting a loan is a real detail oriented process. They were great on the necessary follow though. by David A. for Arash Gezerseh www.arashg.com.

All about ADU's in LA!

New higher loan limits for 2019!

5.0 Star Review on Zillow Arash swooped in with his amazing team and saved us from almost losing our dream house due to the negligence of the original loan officer we were working with. I'm amazed at how quickly Arash worked to secure us an excellent loan. He's calm, professional, experienced, kind and transparent. We always felt like we were in good hands. My husband and I are forever grateful to have met Arash at a time when we were in crisis. He's made our dream home a reality! by Bianca R. for Arash Gezerseh http://zillow.com/profile/arashgezerseh

5.0 Star Review on SocialSurvey Arash swooped in with his amazing team and saved us from almost losing our dream house due to the negligence of the original loan officer we were working with. I'm amazed at how quickly Arash worked to secure us an excellent loan. He's calm, professional, experienced, kind and transparent. We always felt like we were in good hands. My husband and I are forever grateful to have met Arash at a time when we were in crisis. He's made our dream home a reality! by Bianca R. for Arash Gezerseh www.arashg.com.

Awesome news for 2019, conforming loan limits are being raised to $726,595 in Orange and LA counties. This means that you can purchase a home up to roughly $765,000 with only 5% down using conventional (not jumbo) financing If you or someone you know has home mortgage related questions or needs, please have them reach out to me!

5.0 Star Review on SocialSurvey Great communication and response. Great explanation at every stage of the process. I would recommend Arash to anyone looking for a mortgage! by David B. for Arash Gezerseh www.arashg.com.

5.0 Star Review on SocialSurvey Arash has handled 2 home purchases for me personally and 1 for my operations manager. He does a wonderful job of explaining the process, working through the red tape and made sure everything was seen through at every turn on each transaction. by Brandon H. for Arash Gezerseh www.arashg.com.

5.0 Star Review on SocialSurvey As always, an amazing and smooth transaction with Arash. by Aaron S. for Arash Gezerseh www.arashg.com.

5.0 Star Review on SocialSurvey I am self-employed and first time buyer. Arash did a great job finding the best loan option and completing a short closing of 21 days. He is very responsive and quickly answers your questions even over weekends. I strongly recommend working with him. by Alireza S. for Arash Gezerseh www.arashg.com.

5.0 Star Review on Zillow I am self-employed and first time buyer. Arash did a great job finding the best loan option and completing a short closing of 21 days. He is very responsive and quickly answers your questions even over the weekends. Highly recommend working with him. by Ali S. for Arash Gezerseh http://zillow.com/profile/arashgezerseh

5.0 Star Review on Zillow Arash and his team were outstanding partners during our loan/home-buying process. Arash was very patient with our questions and was an invaluable adviser every step of the way. He and his team worked quickly, efficiently, and proactively to navigate hurdles and see around corners and potential bottlenecks during the process. I can't recommend Arash enough for his knowledge, vision and reliability. by Jack S. for Arash Gezerseh http://zillow.com/profile/arashgezerseh