Nicole Valenzuela

Finest City Living News: Evan

Another satisfied client! I’ve the had pleasure of working with so many new clients this year. And I’m always excited to help each and every one in their own individual circumstances. . My work ethic is very client centered. I never want to push anyone into making a decision that is not % right for them. I love to work with people and provide them the information and tools that will improve their unique situation. When I receive 5 Star reviews like this one..., I know I’m doing the right thing . #themortgagemom #realtor #californiarealestate #loanofficer #californialoanofficer #homeloans #finestcityhomesandloans #realestate #sandiegorealestate #sandiegorealtor #buyersagent #finestcityhomes

Finest City Living News: September

When I started doing real estate 12 years ago, I had no idea what I was doing. I didn’t even know what escrow meant Here I am 12 years later, not only helping people buy and sell homes, but I’m also helping them get preapproved for their home loans and refinance at historically low rates! . When COVID hit, we were all uncertain how it would effect real estate and lending. Fortunately, after a small pause in business, the market came back in full force. I’ve hel...ped more people this year than any year to date! . So I just wanted to say, thanks for being a part of my team! I’m truly lucky to have such loyal and amazing clients and friends, and a job that I can do anywhere. . If you have been considering a move, or a refinance to lower your rate, I’m here to answer your questions. I’m here to help! . #themortgagemom #realtor #californiarealestate #loanofficer #californialoanofficer #homeloans #finestcityhomesandloans #realestate #sandiegorealestate #sandiegorealtor #buyersagent #finestcityhomes

People always ask me, should I lock now or wait to see if rates go down? Here is a great article explaining why it's not always best to wait! http://www.mortgagenewsdaily.com/consumer_rates/954005.aspx

I loved working with these clients. The home they LOVED was on the market while they were working with another agent. They ended up missing the boat and got discouraged and stopped looking at houses. Oddly enough, it fell out of escrow and came back on the market. This is when I met them. They followed my advice and submitted an aggressive offer with an amazing personalized letter written to the sellers. Our offer got accepted among 5 others we were competing against. And the... rest is history. . . . #themortgagemom #realtor #californiarealestate #loanofficer #californialoanofficer #homeloans #finestcityhomesandloans #realestate #sandiegorealestate #sandiegorealtor #buyersagent #finestcityhomes Finest City Homes & Loans is one of very few brokerages offering real estate and loan services. Having knowledge of both of the major moving parts of a transaction gives our clients the edge they need to successfully close transactions with ease

I’ve missed this place! I absolutely love our downtown office. The view is awesome, and the vibes in the office are always good . Working from home with two kids hasn’t been the easiest of situations. Especially with these insanely low rates and influx of loan applications. But, you’ll hear no complaints from me! I feel extremely grateful for the business, and all my amazing clients who trust me with their real estate and lending needs. . Love what you do and you’ll ...never work a day in your life . Finest City Homes & Loans is one of very few brokerages offering real estate and loan services. Having knowledge of both of the major moving parts of a transaction gives our clients the edge they need to successfully close transactions with ease. . #themortgagemom #realtor #californiarealestate #loanofficer #californialoanofficer #homeloans #finestcityhomesandloans #realestate #sandiegorealestate #sandiegorealtor #buyersagent #finestcityhomes

Finest City Living News: August

Thank you for being the BEST Realtor ever! You were so efficient at everything that you made sure our dream home didn’t slip through our fingers (again). We are forever grateful. Thank you Nicole! . . . #themortgagemom #realtor #californiarealestate #loanofficer #californialoanofficer #homeloans #finestcityhomesandloans #realestate ... #sandiegorealestate #sandiegorealtor #buyersagent #finestcityhomes See more

Closing day is the best day! For this couple, I made some handmade cocktails, and got them a New Home Journal, among other things. . If you were buying a new home, what would an awesome closing gift be? Something personal, yet thoughtful? Or just a straight up gift card? I’m curious what your opinion is. And what’s most helpful after closing! . #themortgagemom

This client was one that had been turned down by TWO other banks before coming to me for her refinance. When she came to me, she was discouraged and feeling a little hopeless. We worked together to gather her documents, and within a few days of submitting her loan, I got her loan approval . In this business, all I have is my name. I don’t advertise. I don’t cold call. I don’t knock on doors. I work solely on a referral basis. So, satisfied clients and reviews like this... mean everything to me! I pride myself in customer service, and a client centered work ethic. I want every client to walk away feeling percent satisfied with our time working together. . . . #themortgagemom #realtor #californiarealestate #loanofficer #californialoanofficer #homeloans #finestcityhomesandloans #realestate #sandiegorealestate #sandiegorealtor #buyersagent #finestcityhomes . Finest City Homes & Loans is one of very few brokerages offering real estate and loan services. Having knowledge of both of the major moving parts of a transaction gives our clients the edge they need to successfully close transactions with ease.