Nicole Melgar, Mortgage Loans

What is title insurance and do I need it???

Bidens first time homebuyer tax bill

Home-buying 101: Credit Scores

Want to know how to stop paying so much in taxes? BUY A HOME! There's something called Mortgage Interest Tax deduction: Specific amount of money that you subtract from your annual income before you calculate amount of tax you owe.... You can also deduct Late fees you paid on mortgage pre-payment penalty fees,and any Fees paid for mortgage points if you refinanced.

Bank Statement Loans for Self-Employed Borrowers Many self employed will write off too much when doing their taxes. This can be problematic when trying to qualify for a home. This loan program allowed borrowers to qualify using 12 or 24 months of bank statements. If you'd like to know more about this problem, feel free to reach out. Let's get you in a home!