The Financial Bodyguard Insurance Services

Really good article highlighting some of the most popular uses of life insurance

PSA, Health Insurance open enrollment has been extended to January 31 for a Feb 1 start date. Reminder, this is the first year that CA has an "Individual Mandate" for everyone to have health insurance. Not insured? Click the link and determine what your CA tax penalties will be for not having coverage. https://www.ftb.ca.gov//filing-situa/healthcare/estimator/

Every once in a while, I get asked if there is any way to check if someone has a life insurance policy, when they pass away. There actually is. This link is a valuable tool for people. The insurance companies have millions in unclaimed life insurance proceeds to pay out, but can't get a hold of the people to pay them out to and many people don't know that they are beneficiaries on someone's life insurance.

Why get life insurance? Here are the basics...

One caveat on this article... Every person and family has a different story, with different life facts. Being able to talk with someone about your situation and financial goals to determine how much life insurance you actually need and the best method to get it, is the way to go. You'll save time, money and you won't think back in 10-20 years that you wished you knew a different option was available. Please private message me to discuss.