Modern Woodmen Fraternal Financial in Sacramento

Youth Educational Programs Ecology Awareness Program Exercise and Nutrition Program Financial Literacy Program Patriotic Civics Program ... School Speech Contest Modern Woodmen's youth educational programs are free educational classroom curriculum programs for school and youth groups. Since 1948, Modern Woodmen has offered these programs to help kids become safer, more responsible and more confident. Open to everyone Members and nonmembers can use Modern Woodmen youth educational programs! This includes public and private schools, home school associations, churches, YMCAs, park programs, day-care centers, before- and after-school programs, scout troops, and 4-H clubs.* Easy to use Modern Woodmen's youth educational programs are easy for teachers and youth leaders to implement and teach children valuable life lessons in a learning environment. Benefit children and communities Children who participate: Gain information in many different areas of learning. Build self-esteem. Receive useful, take-home items to reinforce learning. Are recognized for their efforts. Have fun! Communities that access Modern Woodmen youth educational programs:Gain free resources for educators and kids. Receive educational support for local schools and other youth organizations. Build a sense of caring. Program specifics Modern Woodmen offers the youth educational programs listed below for classroom use. Ecology Awareness Program Through this program, children learn about environmental issues like trees, soil, endangered species and recycling. Exercise and Nutrition Program This youth educational program provides information so kids can make healthy choices. Financial Literacy Program This program lays the foundation for successful money management.

Modern Woodmen Creed There is a destiny which makes us brothers; none goes his way alone. All that we send into the lives of others comes back into our own.

Fraternal Benefits These benefits help member families in good times and times of need. Accelerated Benefits... Members whose contracts include the Accelerated Benefits rider can receive an advance of 75 percent of their death benefit if diagnosed with a terminal illness. Anytime Fitness Modern Woodmen members can receive discounts associated with basic membership at Anytime Fitness. College Scholarship Program To encourage young members to achieve their educational goals, Modern Woodmen offers its College Scholarship Program. Dollars and Sense Financial Literacy Program Modern Woodmen's Dollars and Sense Financial Literacy Program helps children in Grades K-12 develop good savings and spending habits. Final Wishes This benefit is an online tool that contains resources to help members plan for and communicate final wishes to loved ones. Fraternal Aid Fund Members who are victims of disasters, such as fires, floods, storms or serious health problems, may apply for financial assistance to cover life insurance premiums for a limited time. Beltone Hearing Care Modern Woodmen collaborates with Beltone Hearing Care to offer savings on hearing care. Identity Guard Modern Woodmen members can receive discounts of more than 50 percent on two Identity Guard credit protection services. Life Line Screening Modern Woodmen members who are 50-80 years of age may participate in a Life Line Screening in their local community. MedicAlert Membership Modern Woodmen pays for the initial individual membership in the MedicAlert Program, an emergency medical identification service, and Kid Smart, an identification service for children. The Modern Woodmen Magazine This quarterly publication is a family and financial resource written and designed exclusively for Modern Woodmen members. National Parks Pass Modern Woodmen offers a partial reimbursement of the fees associated with the America the Beautiful National Parks and Federal Recreation Lands Senior Pass. Newborn Benefit This benefit helps parents who have lost an infant or who are caring for an infant in poor health. Orphan Benefit Modern Woodmen supports member children who lose both parents by providing a monthly allowance to the child’s guardian. This benefit includes a scholarship. Prescription Savings Card This is Modern Woodmen’s way of helping members afford the rising costs of prescription medication.

Life Insurance Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs. We offer permanent life insurance, term life insurance, and life insurance choices for children and young adults. More >>> Annuities... Annuities can be a great way to save for your retirement needs. Tax-deferred growth and the option to select a guaranteed lifetime income at retirement are some attractive features of Modern Woodmen annuities. IRAs & Retirement Modern Woodmen can help you achieve retirement goals with savings vehicles that offer the possibility for tax-deductible contributions, tax-deferred growth, a tax credit and/or income tax-free distributions. Investments It’s easy to invest for your financial future with Modern Woodmen of America. Choose from mutual funds, brokerage accounts and other investment products. College Savings Plans Of the many options that exist for college savings, Modern Woodmen can help you choose the one that’s right for you. Additional Insurance Products Protect yourself with health, disability, long-term care, cancer, second-to-die, Medicare supplement and dental insurance.

Planning for Life with Modern Woodmen of America Meet your needs and achieve your dreams through all stages of life. We can help you:... Protect yourself and your loved ones against life’s uncertainties. Save for emergencies or opportunities and invest in your future. Retire comfortably and securely, with income that can last a lifetime. Preserve your estate and control how it’s passed to your loved ones. Ensure the financial security of your business and family. Attract, retain, and reward quality employees.