Murrieta Real Estate Team

When you want to make an offer on a house, chances are the seller will want to understand whether you are pre-approved or pre-qualified for a loan. What difference does it make? Our Realtors say it depends on you that ask. We are going to explain. What’s the difference? Many say that pre-qualification is the preliminary step in the mortgage process, where a lender runs your credit and talks to you about your goals, and pre-approval takes it one step further by requiring verif...ication of your pay stubs and tax returns. But in reality, these two terms are often used interchangeably. According to the Consumer Finance Protection Bureau, there is often not much difference between pre-approval and pre-qualification. Sometimes, different lenders may even have different definitions for each. Confusing, right? Read More on blog https://www.rosemaryhomes.com/do-you-know-if-getting-pre-/

If you are a prospective buyer that has had less than favorable fortune nabbing that home of there dreams this past year, you should think about shifting Realtors. In this Real Estate market, you’ll have to learn how to recognize property value first. Your Realtors will let you get creative with your buying strategy, and the way you are going to be negotiating a deal. If purchasing real estate in San Clemente, especially in this market, there’s a whole lot more than stepping ...in an open house and writing an offer based on emotion. You want to have the ability to identify an exceptional deal if you’re standing in one it all comes down to a savvy Real Estate Agent doing their homework properly. For example, we can tell you what the price for square foot is throughout different streets in San Clemente. READ MORE: https://www.rosemaryhomes.com/a-few-great-purchasing-tips/

Be sure to ask potential listing agents just how much you can get for your home. It’s more than likely the high bid is an exaggeration to attract your business. In real estate, it’s referred to asbuying a listing. In the long run, you’re going to be the person who pays because the superior price will scare away potential home buyers. Before you inevitably lose the price, nobody wants to have a stale property for sale on the market. READ MORE:... https://www.rosemaryhomes.com/how-to-be-ready-as-a-listin/

Just like many of you, you probably have a handful of pictures above the fireplace and walls displaying joyful family memories, showing your family achievements. Some of us even have a fridge door covered with notes, images, and random embarrassing souvenir magnets we all purchased in family vacations. Selling... Unfortunately, when it comes to selling your home, all of that personality can work against you. If buyers see the property, they want to visualize themselves living there, not you and your family. Have you noticed just how design homes or staged homes are nearly all of the time beautifully furnished and decorated? They easily draw you in. They make you want to stay right? Read More https://www.rosemaryhomes.com/tips-from-our-san-clemente-/

A majority of Realtors will tell you that at a seller’s market, almost every home sells generally in less then 30 days. Buyer’s Market Often in a buyer’s market, the DOM (Days on Market) are a bit more. There are a few Important characteristics and qualities that determine whether homes are more likely to sell fast from the Real Estate market, but these are the top two combinations:... Turnkey homes in high-demand, at great condition and priced at market value. If the home that you want to purchase falls inside those two categories, you have to make a home offer straight away. You can cancel within your contingency interval. READ MORE: https://www.rosemaryhomes.com/tips-on-buying-a-home-in-sa/

If the idea of getting up early on Saturday morning to commune with your landscape is an thought and action that you adore, but don’t dare pursue because of the high level of maintenance required, our Real Estate Agents who service baby boomers say you may be shocked to discover that a perfect garden does not always need backbreaking labor or gallons of water to keep it alive. Actually, there are a handful of ways to make gardening easier and increase the time you have to spe...nd glancing at your pert little petunias. Gardening Doesn’t Have to Be Hard to Be Rewarding Maintaining a garden used to be a huge labor of love, with a drastic emphasis on the labor part. Nonetheless, our Realtors who help baby boomers say, individuals have been keeping some sort of plant life semi-domesticated since the beginning of time. READ MORE: https://www.rosemaryhomes.com/5-pivotal-ways-to-make-gard/

Moving frequently can not only disrupt kids’ friendships and daily routines but also cause stress for children predisposed to introversion or anxiety. Most Real Estate Agents will tell you that any type of relocation can be stressful for children, but moves triggered by life events like divorce or death can be more challenging for younger family members. Whether your child is a toddler, a teenager or somewhere in between, our Real Estate Agents say that minimizing moving-rela...ted stress for your kids is a must-do, along with all your other moving tasks. READ MORE: https://www.rosemaryhomes.com/how-to-help-kids-with-moving/

In different times of life, individuals need different things from their homes. Over the course of your lifetime, the amount of square footage you desire can change, your budget can increase or decrease, and your preferred location might change. But at some stage people downsize. What does downsizing mean in real estate? Downsizing refers to moving from a larger home into something more manageable. That can mean a home with less square footage, a home with less land to take c...are of or a home with fewer bedrooms. Downsizing is most common in the demographic known as empty nesters people who are still currently living in the home where they raised their kids, but whose kids are grown. With no demand for big yards, multiple bedrooms and proximity to colleges, these homeowners often transition to a home that better reflects what they want out of the next phase of life. READ MORE: https://www.rosemaryhomes.com/tips-on-downsizing-your-home/

Before listing your home for sale, it’s smart to take inventory of its own shortcomings. This will allow you to set a fair listing price and manage your expectations. If your current windows are old, failing or not energy efficient, think about a total replacement to improve your home’s marketability and make the sale smoother. On average, sellers make 2.2 renovations or improvements to prepare to market their home, with 79% making at least one improvement.... Read More on blog https://www.rosemaryhomes.com/is-it-actually-worth-replac/

Your home’s exterior is the first thing a buyer sees and your roof is part of that crucial first impression. A few cracked shingles may not deter buyers, however if your whole roof is in bad condition, you will want to take care of it before listing. While a new roof can be expensive, it May Be worth it when you consider the negative impact your current roof might have in your sale Read More on blog ... https://www.rosemaryhomes.com/exactly-how-much-value-does/

Always be cautious of listing agents with only you as a client because they typically lack expertise and contacts or might be a part-time Realtor. A great Realtor will always have expectations. They may even want to leave and take the dog for a walk when the house is shown. They probably will ask you to paint the garage, take down family pictures, move some furniture around and wash the tile in the bathroom.... They may even recommend that you do a full staging of the house, and take professional photographs along with a property website. These kinds of recommendations from a professional Realtor are a tell sign that they are currently thinking like a buyer, and that’s often a great thing! READ MORE: https://www.rosemaryhomes.com/getting-through-to-escrow-w/

If you are ready to buy a house, then you are no doubt aware that you’ll need a mortgage to finance the purchase. But are you aware that you should get pre-approved for a mortgage before you make an offer on a house? Depends On The Market... In today’s market it is essential to get a pre-approval along with a offer is very likely to be missed. Here’s what you will need to learn how to make the procedure as painless as possible. First of all, let us start with the basics. A pre-approval does not mean that you’ll ultimately qualify for the loan you want. What it does mean is that a lender has reviewed your finances and has determined how much you can afford, the best type of loan for you, and what interest rate you can qualify for. They will then provide you with a letter that you can submit if you make an offer. READ MORE on blog https://www.rosemaryhomes.com/tips-on-what-pre-approval-r/

Every step of selling a home seems to come with documents you’ll need to provide your local Real Estate Agent, your buyers, and the mortgage companies. Make sure to gather up what what you’ll need before listing. These are the documents you’ll most likely need to sell your home. Read more on blog ... https://www.rosemaryhomes.com/essential-checklist-of-pape/