Munro Insurance Agency

Drinking and Driving over the Holidays: The typical rise in traffic fatalities during the week between Christmas and New Years reflects several factors that combine to produce dangerous conditions. More people are on the road and alcohol has become a part of the traditional festivities of the...

What Type of Insurance Do I Need If I’m Renting Out My Home?: When you decide to rent out your home, you need to work with your insurance agent to make sure you’re properly covered. Short term, occasional rentals may be protected under your homeowners policy. However, if you’re renting out your...

Store Your Life Insurance In The Right Place So It Can Be Found By Your Beneficiaries: A family member passes away as all the beneficiaries are on a scavenger hunt for the life insurance policy. People are searching through boxes and drawers and under chairs looking for the policy, as you come to...

What types of disasters are covered by my homeowners insurance?: Your homeowners policy won’t cover everything, but it will protect you from a lot of basic disasters and their financial implications. Most policies cover windstorms, lightning strikes, fires, tornadoes, and winter storm damage from...

What are the Different Types of Term Insurance Policies?: There are different types of life insurance policies that fall under the heading of term insurance. They are: yearly renewable term, 5 year renewable term, term to a specific age and term policies for a specific period such as 10, 15, 20,...

Questions about Healthcare? We Can Help!: Many people have already signed up for Obamacare, but others are holding off until they see what happens with the law. There are also some people who are worried about glitches with the website, providing their personal information online, or just haven’t...

Spend your Halloween at Underwood Family Farms!: Looking for something to do with your family this Halloween? If you are in the Thousand Oaks area, consider the Underwood Family Farms’ Annual Fall Harvest Festival. This year’s event is ongoing from 9 a.m. to 6 p.m. through Oct. 31. The festival...

How to Talk About Life Insurance: No one looks forward to discussing life and death situations or matters. Many people often wonder how to talk about life insurance with their spouse, children, and other loved ones. Life insurance is one essential factor that needs to be discussed sooner than...

Auto Insurance and College Students: College students often have some difficulty obtaining automobile insurance. Not only is automobile insurance often expensive for those under 25, but it can also be very confusing for those who are just beginning their adult life. If you’re trying to get...

Five Reasons to Have Life Insurance: There are types of life insurance policies for just about every stage of your life. Whole life policies can build cash values for the future, and term insurance is affordable for those who need large amounts of coverage. Here are five reasons you might want...

Home Maintenance Checklist to Prepare for the Changing Seasons: You may live in California, but that doesn’t necessarily mean that you’ll never get cold weather. When you take the time to do routine inspections and basic maintenance on your home, you save yourself from having to pay for repairs...

Understanding how the SHOP Exchange Works for Small Group Health Insurance: The SHOP Exchange opens soon, bringing small group health insurance options for small business owners. It’s part of the health insurance exchanges, and is available to employers who have up to 50 full-time equivalent...

Health Care Reform: What This Means for Individuals and Families: The Affordable Care Act proposes many health insurance changes for individuals and families alike. This health care reform program was designed to make insurance more accessible to everyone and to improve the quality of coverage....