MrMortgage.US

ALERT: "Brexit" Provides Great Home Loan Opportunities Britain's June 23 vote to exit the European Union (or Brexit, as it is known) has caused tremendous volatility in markets around the world. This is important news for homebuyers who have been on the fence, and homeowners worried they missed the chance to lower their monthly payment. Here's why... ... Loan rates are influenced by economic news here at home as well as circumstances around the globe that make news headlines. Global instability of any kind, including the mere uncertainty over the impact of Britain's decision on the global economy, has caused investors to move money out of riskier Stocks and into more stable or safer investments, including Mortgage Bonds here in the U.S. Home loan rates are tied to Mortgage Bonds, so when Mortgage Bonds improve, home loan rates typically do as well ... just like they did after Britain's historic decision. But the reality is, we simply don't know how long this rate opportunity will be available. If you or anyone you know would like to discuss home loan rates, or whether refinancing makes sense at this time, please get in touch today. I'm here to help! (619) 337-5626

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ALERT: "Brexit" Provides Great Home Loan Opportunities Britain's June 23 vote to exit the European Union (or Brexit, as it is known) has caused tremendous volatility in markets around the world. This is important news for homebuyers who have been on the fence, and homeowners worried they missed the chance to lower their monthly payment. Here's why... ... Loan rates are influenced by economic news here at home as well as circumstances around the globe that make news headlines. Global instability of any kind, including the mere uncertainty over the impact of Britain's decision on the global economy, has caused investors to move money out of riskier Stocks and into more stable or safer investments, including Mortgage Bonds here in the U.S. Home loan rates are tied to Mortgage Bonds, so when Mortgage Bonds improve, home loan rates typically do as well ... just like they did after Britain's historic decision. But the reality is, we simply don't know how long this rate opportunity will be available. If you or anyone you know would like to discuss home loan rates, or whether refinancing makes sense at this time, please get in touch today. I'm here to help! (619) 337-5626

ZERO DOWN FHA LOANS Yes, they're back. 3 1/2 % forgivable silent 2nds + 96.5% FHA loan = Zero Down, for Purchase Loans only Minimum 620 Score Must have DO/DU Approve/Eligible ... Minimum loan Size 50K High Balance OK! Up to 115% of the Average Medium Income Limits Call Now while funds are still available!! (619) 337-5626 [email protected]

Interest rate VS APR The interest rate is the cost of borrowing the principal loan amount. It can be variable or fixed, but it's always expressed as a percentage. Annual percentage rate... The APR is a broader measure of the cost of your mortgage because it reflects the interest rate as well as other costs such as broker fees, discount points and some closing costs. The APR is also expressed as a percentage. Under the Truth in Lending Act, lenders are required to disclose the APR to borrowers For More Information Call (619) 337-5626

VA LOANS: Did you know that you can do VA IRRRLs (Interest Rate Reduction Loans) without the 6 month seasoning guideline needed? Just needs to meet these guides: - 600 min fico for $417k or less, 620 for $417k - $1 million... - No mortgage lates on the VA loan being refinanced - Rates as low as 3.35% - Rate must be lowered or convert arm to fixed - No Income Requirement - 21 day close - No appraisal valuation/No LTV or CLTV limits with 640+ Credit Call Me (619) 337-5626

Huge and wonderful news on the guideline front! FNMA released a new selling update yesterday removing the continuity of obligation guideline in its entirety. No more you need to be on title for 6 or 12 months before you can refinance. Please contact me directly to reduce your rate and or pull cash out @ (619) 337-5626 [email protected] This guidance is effective immediately!... Thank you again for your business and here’s to a FANTASTIC March

Time to Refinance!! 3.25%-30 yr fix- 21 day close VA Loans- No Appraisal-No Income Documentation- No Points OAC 3.25%-30 yr fix- 21 day close- FHA Loans- No Appraisal-No Income Documentation- No Points OAC... 3.75%-30 yr fix- 21 day close- Conventional Loans- No Points OAC Call me Today to lock in your rate!!! (619) 337-5626 Individual BRE # 01820729 Corporate BRE # 01919999 Individual NMLS # 298992 Corporate NMLS # 1039324

VA Loans -3.25%-30 year fixed, OAC VA Loans Interest Rate Reduction Loan No Appraisal No Income Documentation... 3.25%-30 year fixed, OAC Call or Email for more information: (619)337-5626 [email protected]

The Government Refi Program Banks In California Don't Want You To Know About President Passed HARP To Provide A Boost To The Middle Class January 20, 2016... HARP Gives Homeowners a Once In A Lifetime Mortgage Bailout A forgotten mortgage stimulus program that was passed by Obama to help the middle class has been uncovered. The program is called HARP, which stands for the Home Affordable Refinance Program. The program itself is totally free, and gives homeowners a once in a lifetime mortgage bailout. Like most government benefits this program will expire, but there is still time left for up to 700,000 qualified homeowners to take advantage. It's important that homeowners don't wait though as the program will expire this year. HARP eliminates mortgage payments, reduces what homeowners owe, lowers interest rates HARP is a program with no downside. HARP doesn't add any cost to your refi because it's a totally free government program, and it helps qualified homeowners get better, more affordable mortgages. Homeowners have used HARP to eliminate up to 15 years of mortgage payments, cut their interest rates in half, or even to just simply lower their monthly payments and save up to $3,000 a year.