Monet Pasillas

Thanks to a lack of supply and an abundance of demand, house prices have never been higher than they are right now. According to new data from the National Association of Realtors, the median sales price for an existing single-family home rose to $334,500 in March, a record high. Overall, the median sales price for all existing-home transactions, which includes single-family homes, townhomes, condominiums, and co-ops, rose by an annual record of 17.2% to a record high of $329...,100. According to NAR’s report, 83% of the homes sold in March were on the market for less than one month. Homes typically stayed on the market for just 18 days during that time. Are you thinking of taking advantage of your current equity to cash out refinance or make a new move? If so, I’d love to help. Contact me to learn more and start planning your next steps today.

Retirement funds could help you purchase a home! Taking out a 401k loan to cover some of the cost of purchasing a home might be an option, but is it right for you? Here's what you need to know about using a 401k to buy a house, Borrow from your retirement savings and repay it, with interest, over time. ... You can typically borrow up to $50,000 or half of your vested balance, whichever is less. The interest rate on a 401k loan is typically one or two points high than the prime rate. #401k #401kloan #investing #401khomeloan #downpayment #downpaymnetassistance #housedownpayment

Happy Mother's Day to all the mamas out there! It isn't an easy job but we do it anyway. Relax today and enjoy the ones you work so hard for!

Today we celebrate all of the moms who just continue to "wow" us! Never forget how special and irreplaceable you are. To the world you are a mother but to your family, you are the world! #mothersday

Did you know that small businesses comprise 99.9 percent of all U.S. businesses? That accounts for 31.7 million businesses across the nation! (source: U.S. Small Business Association) Are you a small business owner or self-employed and looking for a mortgage or you want to refinance an existing one? Many in this situation have found it challenging to secure a loan without the usual proof of income that most lenders require during the mortgage approval process. With these exte...nuating qualification circumstances, a Non-Qualified Mortgage (Non-QM) loan is certainly an alternative to be optimistic about. A Non-QM loan lets the borrower provide alternative proof of income for lenders to consider in lieu of tax returns, W-2s or pay stubs alone. Are you interested or know someone who is interested in learning more? If so, send me a message today to start a conversation. I’d be happy to help answer any questions you might have about the product and it’s process. #SmallBusinessWeek

Do you want to help the victims of the Texas winter storm but don't know where to start? There are a wide variety of organizations ready to help! For a complete list overview, please visit the link below. https://cnn.it/3shr9Qr

Today is #CaliforniaDay! How many state symbols do you know? Comment below State Fruit: Avocado | State Vegetable: Artichoke | State Slogan: "Eureka!" | State Flower: California Poppy | State Tree: Redwood | State Butterfly: California Dogface | State Bird: California Quail | State Animal: California Grizzly Bear | State Marine Mammal: Gray Whale | State Marine Fish: Garibaldi

Are you a realtor looking to improve your sales techniques? Here are three simple strategies for sales success according to Forbes.com: 1. Adopt a successful sales mindset... 2. Use effective communication 3. Build relationships I can help you with numbers 2 and 3! Give me a call today or send me a message to discuss how my marketing team can create cobranded materials for your open houses, social media, and farming area to name a few.

Are you wondering how the pandemic has affected the homebuying process? Honestly... it's made the process more efficient! Virtual open houses and tours are common practice ... Online document signing has made negotiations a breeze Technology-driven business has made customer satisfaction a key priority #realestatemarket #2021predictions

Read below for an update on the market! Initial Jobless Claims | Week of 2/6 Initial Jobless Claims, which measures individuals filing for unemployment benefits for the first time, decreased by 19k to 793,000. But there were revisions of 33,000 to last week, completely eliminating the improvement. Continuing Claims, or those that continue to receive benefits, decreased by 145,000 to 4.5M. The Pandemic Unemployment Assistance Claims, which gives individuals benefits who would not usually qualify, and Pandemic Emergency Claims, which extends claims by 13 weeks after regular benefits expire, increased by 1.5M and 1.2M respectively.

Some great insight into the current market. Have a watch!

Have you considered buying and flipping? It’s never been more profitable to flip a house! According to ATTOM Data Solutions data, the gross profit on the typical home flip nationwide the difference between the median sales price and the median paid by investors rose to $73,766 in the third quarter of 2020. Flipping a house hasn’t been that profitable since at least 2000!... #houseflipping #fliporflop #realestateinvestment

Hello Saturday! Rates are still LOW! If you're looking to buy or refinance your home this year visit our quick application page or message us directly with any questions you may have! . . . .... #NewAmericanFunding #GetApproved See more

According to a recent report from the Federal Housing Finance Agency, home prices in October were 10.2% above where they were in October 2019. That’s the largest yearly increase in any month since 2005! If you're looking to relocate, now is the time.

The New Year means time for new changes! Is 2021 the year you make your move? If so, contact me today to see how much new home you can afford!

New American Funding has figured out a way for you to take advantage of payment rate savings in the first two years of owning your home with the 2-1 Seller Paid Buydown.This program provides you with the opportunity to grow into your mortgage payment as your income steadily increases. This temporary buydown is ideal for buyers whose income is anticipated to rise over the next few years. PROGRAM ELIGIBILITY: Available on Conforming and FHA loans 30 Year Fixed Loans Only... Available on High Balance Loans HOW IT WORKS: Our 2-1 Buydown reduces your mortgage payment rate by 2% below the note rate for the first year of your loan and by 1% below note rate the second year. Your required monthly mortgage payment would be calculated using a rate that is 2% below the note rate for the first 12 months and 1% below the note rate for the subsequent 12 months. . . . . . Subject to borrower and property qualifications. Not all applicants will qualify. Terms and conditions are subject to change without notice. NMLS ID #6606.

New year means new resolutions! What is on your list for 2021? If "buy a new home" or "refinance my home loan" is on your list, contact me today!

Buying a home in 2021? Contrary to popular belief, a Realtor is not your first stop on the road to homeownership. In order to show you houses, your agent will need a pre-approval letter from a mortgage broker--this helps them dial-in exactly which homes to take you to. Message me to get pre-approved today! #preapproval #lending #homebuying #homeowner

Did you know that mortgage rates fell to RECORD LOWS 16 times in 2020? Don't miss your opportunity to buy or refinance before rates begin to climb! Let's start the conversation-- message me now. #mortgagerates #homeloans #homelendiing #recordlows

Thank you George for the review. Contact me today for a honest, informed and thorough home loan process!