Loans by Modar & Joey NMLS 232143 & 1418918

Itching to change your white walls to a cool blue but don’t have the freedom? Forget rental life. We can help you express your true self in a home of your own. Call today to get the pre-approval process started!

Why use a mortgage broker for your next purchase or refinance? Let us break it down for you

Need a little Monday motivation to save some more cash? Turn to us to help get started. Call us today to learn more about how refinancing your mortgage can lower your monthly payment and put more money back in your pocket!

Worried about getting a low appraised value on your home? Or maybe you just want to close faster? You may be eligible for an appraisal waiver! DM me to learn more.

Thinking about purchasing a second home? We can help you determine affordability, understand costs and choose the right financing options. Call today to get started!

Want to reset your mortgage payment but not your term? Don’t procrastinate, reach out today I have access to flexible refinance loans that can be tailored to fit your length of time and budget needs. Call me to learn more.

We specialize in mortgages. What does that mean for you? Faster closing, industry-leading tools and technology and potentially lower payments. Ready to make the move to a wholesale mortgage broker? Call us today!

We offer unique programs that let you refinance with as little as 3% down. If your credit score has improved, you want to lower your interest rate and/or you’re low on equity but want to refinance, call me today to discuss your options.

A lower interest rate isn’t the only reason to refinance. Consolidating debts or obtaining cash from your equity can put money in your pocket for the things you love. Call today for more information!

Looking to close on your new home or refi fast? We’re experts in quick turn arounds, with many of our mortgages closing in 20, 15, or even 10 days! Call us to get started and get into your new home faster!

When I got the middle trophy first I thought I was going to Miramar for fighter pilot school! (Those of you that have seen Top Gun will get it) But then I remembered I’m overweight 40 year old that can’t handle the gravitron at the fair. In all seriousness though these awards should have Joey Evans name in them as well, because without him we couldn’t of set record breaking numbers in 2020. To all of our referral partners and clients, you are the reason we get to brag today. We love each and every one of you and thank you for allowing us to work for you. Cheers to a better 2021!!

Did you know that rent is affected by seasonality? That means that as the weather warms up, so does your cost of living. Bring some stability to your budget and more money in your pocketbook in the years ahead by moving from renter to buyer. Call us to learn more!

Need your purchase closed in less than 20 days with a rate in the 2’s? Who you gonna call... Mortgage Masters!

The most common reasons our clients get a cash out refinance: 1) A big home renovation, 2) Pay off debt, 3) Purchase a second home, 4) Start a business. Whatever your reason, give us a shout. We’ll do the math to see what funds are available to make your plan a reality!

Nice way to end the week closing for these awesome clients in record time!!

Are you ready to make the move into a home of your own? Call us today and let’s discuss your loan options!

If you’ve been saving and are finally ready to move out on your own, give us a call and let’s get you pre-approved for your dream home!

Happy 30th Birthday to our favorite daredevil and teammate @jevans20 You’re the real deal, Broseph #mortgagebroker #mortgagemastersca #vacaville #solanocounty #lakeberryessa #beastmode #dirty30 #boatsnloans

Colder weather is right around the corner. By inspecting and tuning up your furnace or HVAC system for the upcoming season, you’re also helping to ensure the safety of yourself and your family. Contact a local professional to service your system before the deep freeze sets in!

Success can’t be guaranteed, but we stand a much better chance of achieving our goals when we follow an organized checklist. If you’ve been waiting to check ‘homeownership’ off your list, I’ll make the mortgage process easy, and help you close fast. Call today!

Things in the mortgage world can change fast, so when rates are low you’ve got to move quick. Partnering with a mortgage broker like me makes the 14-day close a reality. Call me to see how I do it!

Backed by the U.S Department of Veterans Affairs, VA loans are tailor-made for members of the U.S military and come with unique benefits like lower interest rates and no down payments. Are you a veteran or active servicemember? Call me to discuss your eligibility.

Planning to start a family soon? Securing the extra space now could save you lots of stress later. If you’re ready to set roots, reach out! I’ll make the home buying process easy.

Balancing house-hunting with home-schooling? Now you can finish your mortgage app before your kids finish their lunch. Message me to learn more.

The best part of being a mortgage broker is busting myths for first-time buyers. When they realize they can get a low payment without 20% down all the nerves melt away. If you’re ready to buy your first home, give me a call. I’ll take the time to guide you through it.

Did you know independent mortgage brokers like us are licensed professionals who specialize in just one thing: Mortgages! Call us to get the expert advice and service you deserve!

Are you thinking about downsizing? Refinancing can make the process a breeze, and now is the perfect time to discuss it. A quick conversation could lead to more comfort for them and less maintenance for you. Message me to discuss your options, and theirs.

Today is a great day to consider new ways to save, and I can help. Refinancing now could help you reach your financial goals faster, and I have access to the lowest mortgage rates on the market. Call me to see what you could save!

She’s back in the game! Meet Yvette Phillips Thomas @yvettephillipsthomas, our newest broker to join @mortgagemasters_ca Years ago, she was a mentor to Modar when he first started. She took some time off, went to college, and decided to come back to her roots. We’re stoked to have you on board. It’s Friday, so let’s cheers to our newest broker, Yvette!... #mortgagebroker #mortgagemastersca #vacaville #dixon #fairfield #norcal #yourlenderforlife

Ready to set roots? With a VA loan open to those who served in the Armed Forces you can get a home loan with a lower interest rate and no closing costs. Call us to learn more about how to take advantage of your benefits!

Adopting a dog means you need to prep for the unexpected! Keep your home and pet safe by remembering that dogs explore their environment with their mouths. You may need to reorganize or even block off space to make sure hazardous household items are out of reach.