Miguel B. Cortez Residential Loan Specialist

The lack of housing inventory throughout much of the country puts an unusual burden on buyers to provide an attractive offer with limited, if any, contingen...cies. Buyers requiring financing also have to provide confidence with their pre-approval and choice of mortgage lender when competing with multiple offers, knowing that the seller is likely to pick the best one with the least amount of risk. APM understands how to compete in these types of markets and helps buyers get their offers accepted . One of the ways we do this is through a TBD (property to be determined) Loan Approval in conjunction with our Keys on Time programa fully underwritten loan before a property is found or an offer is made. Benefits of a TBD Loan Approval: Allows buyers to address any issues that may hold up the loan process prior to making an offer. Helps borrowers write a stronger offer backed by a fully underwritten approval and our commitment (in writing) to close on time. Provides sellers peace of mind that they are accepting the strongest offer and will not be surprised by financing delays. This is how APM helps buyers compete in the current market. If you’re just getting started in your quest for homeownership or are tired of having your offers rejected, APM is here to help. Visit http://bit.ly/APMLoanAdvisor to connect with a local APM Loan Advisor to get started with our TBD Loan Approval and Keys on Time today. #APMortgage #LoanApproval #OfferAccepted #Loan #CompetitiveMarket

Want to apply for a Mortgage Loan contact free? Step 1: Download Mobile App here https://mtgpro.co/dr/c/wmutq Step 2: Complete and submit mortgage application Step 3: Upload Documents using Mobile app Step 4: Get your results within 24 hours!

Even relatively straightforward #HomeImprovementProjects can prove a difficult time for pets, disturbing their routine and throwing their environment into chaos.... These five tips will help ease your furry ones' stress during both minor and major #Renovations. For more top advice, call now! #PetsOfFacebook

Side note, there are companies having trouble filling job openings and keeping their employees. As a result you may start seeing those company's raise their pay wages in order to fill those positions. Do you think those wage increase will contribute to inflation if they'll have to raise the cost of their product or services for those pay increase?

My Newest listing just hit the market today text me for more details! (559)392-6667 Dre#01928888

This Beautiful home just sold. We are so excited for our seller/builder. He put so much love and effort into this home. This was a unique transaction where the ...seller and buyers formed a friendship through escrow. We are so happy for the buyers and excited for all of the memories that they will make in this beautiful new home. Thinking of buying or selling? We would love to help