Meraki Financial & Insurance Services

What should I expect during my meeting with a financial planner? Although there are different types of financial planners, all will want to assess your financial situation, including your income, assets, debt, and any investments.

When the first 9 million Americans signed up for Medicare in the first year, the cost for their insurance was $3 a month. That was for the medical insurance included in Part B. The $3 figure was chosen because it was estimated to be about half of the cost necessary to pay for medical claims, with the government paying for the rest.

Sometimes the idea of trying to decide how much money you will need upon retirement can seem overwhelming. However, these decisions need to be made as soon as possible. The sooner you start putting money aside for retirement, the better off you will be.

It’s important to understand that the Original Medicare plan won’t cover anything. Some common services not covered under Medicare programs include long-term care, most dental car, cosmetic surgery, chiropractic care, routing foot care, hearing aids, and vision care.

Those who have an MSA plan (Medicare Medical Savings Plan) are not eligible for supplemental Medicare insurance. If you have one, and are not satisfied with it, we can help you with the transition.

Do you regularly look at your credit report? That's one of the best ways to find out if someone has opened up an account in your name or conducted other fraudulent activity. According to the U.S. Department of Justice, 1 out of 10 Americans is the victim of credit card fraud each year.