Maynor Escobar

How to make salsa on top of snow! NEED TO KNOW RECEIPES!

GREAT REFI NEWS! You may have heard that Fannie Mae and Freddie Mac recently announced they were raising the cost of refinancing starting on Sept. 1. Well, good news: They just announced they are delaying the new refi fee until Dec. 1! And wait, it gets even better: Refi loans below $125,000 are exempt, and the fee will not apply to loans made through Fannie Mae’s HomeReady and Freddie Mac’s Home Possible affordable refi programs, which are aimed at first-time homebuyers and lower-income buyers. If your family or friends are considering a refi, they can take advantage of historically low rates by LOCKING IN A GREAT RATE NOWmortgages take time to close and get sold to Fannie or Freddie by Dec. 1. CALL ME today for more info!

NEW YEAR, NEW BEGINNINGS: Do not wait until the conditions are perfect to begin. Beginning makes the conditions perfect, wrote Alan Cohen. HENRY FORD failed in his early businesses before he founded Ford Motor Co. STAN LEE was 43 when he began drawing his famous superheroes, co-creating Spider-Man, the Hulk, the Fantastic Four, Iron Man, Thor, and the X-Men. LAURA INGALLS WILDER began writing as a columnist in her 40s and wrote the popular Little House on the Prairie books in her 60s. #mondaymorningmotivator

GET BORROWERS PRE-APPROVED NOW with Academy’s free, co-branded MY MORTGAGE: MOBILE APP! Getting pre-approval is as quick & simple as installing the app & starting the application process, without leaving homeit’s virtual home loan financing! Clients can upload documents, electronically sign disclosures, & click on quick links to agent’s websites & social media profiles. CALL ME to get My Mortgage: Mobile app!

It's time for your weekly look at what's happening with rate movement, the economy and the housing market. Watch to the end for a quick smile.