Martin Llanos, Mortgage Loan Originator NMLS 236125

Fellow realtors. Now more than ever is the time to partner with lenders that are here for the long haul. I just received this email from a lender that has stopped all operations until further notice. American Pacific Mortgage is here for the long haul. We are well capitalized and one of the largest independent mortgage companies in the United States. We are here for all our borrowers and referral partners. These are uncertain time but we will get through this.

Beautiful 3,606 Square Ft Home for Sale! You've got to check out this amazing home built in 2016! Buyers are circling see it before it’s too late. Open... House Sat 11/2 from 10:00am-1:00pm 2045 Campo Verde Ct Escondido, CA 92026 5 bedrooms + loft (with 1 bedroom downstairs) 4 full bathrooms 3,606 Sq Ft This stunning home speaks for itself with incredible upgrades & a great yard! My top 5 favorites about this home... A large open kitchen connected to the living room w/ the island of your dreams Huge walk-in pantry with access to garage (secret entry!) A 3-car garage Upstairs laundry A HUGE master suite with the largest walk-in closet you’ve probably ever seen Kara Courtney, REALTOR True North Associates Windermere Homes & Estates DRE Lic #01904490 760-583-2226 . . . . #Top5 #TrueNorthAssociates #Windermere #Escondido #Carlsbad #Oceanside #Vista #SanMarcos #SanDiego #RealEstate #BuyAHome #SellAHome #SellForTopDollar #BuyForLess #HomeBuying #HomeSelling #LoveWhereYouLive #Goals # #sandiegorealestate #sellyourhome #sandiegorealtor #toprealtors #buyhome #kitchenisland #sold #loft #realtor #largestcloset Click here to see more photos: www.2045CampoVerde.com

https://tours.tourfactory.com/tours/tour.asp?t=2663596

Fellow realtors. Now more than ever is the time to partner with lenders that are here for the long haul. I just received this email from a lender that has stopped all operations until further notice. American Pacific Mortgage is here for the long haul. We are well capitalized and one of the largest independent mortgage companies in the United States. We are here for all our borrowers and referral partners. These are uncertain time but we will get through this.

https://www.cnbc.com//interest-rates-are-rising-a-bad-sign

Attention realtors. Please talk to your lenders before posting about interest rates. Mortgage rates are not going to zero and will possibly go up with the fed rate cut. Please, I know we all want more business but posting about something outside of your area of knowledge is just causing confusion with buyers and sellers. These are unprecedented times we are in. Most of us have never lived through a pandemic of this magnitude in the US. This is disruptive on a global scale. I’m confident we will make it through this just fine, but please, just like I won’t be doing a CMA for your sellers please defer the mortgage questions to the people who work in this field on a daily basis.

https://www.cnbc.com//federal-reserve-cuts-rates-to-zero-a I’ve been getting a lot of calls and texts about this. This doesn’t not have an affect on mortgage interest rates. In fact, I won’t be surprised if we see a sell off tomorrow morning in bonds and mortgage rates actually go up. We will see. In short, no, mortgage rates aren’t going to zero and may go up.

https://www.cnbc.com//mortgage-rates-jump-back-up-to-janua

Folks. If you’re on fence about refinancing or buying, get off the fence. Opportunities like this rarely presents themselves. We are seeing the lowest rates in recorded history. Contact me today for a quick mortgage review. Forget about going to your local bank. Wells and Chase are currently quoting their clients 75 days to close a refinance transaction. My team is closing them in 30 or less with constant updates throughout the process.