Martin Lopez Home Loans

Great opportunity to buy a home in San Diego for less than $500,000

Dean Schreyer is a Family Law Attorney in San Diego and he has a unique and heartwarming approach to Divorce and Separation.

Beautiful Sunday Morning Laptop Coffee Awesome Clients Time to get some work done.... I’m using my Focus13 method to get my work done fast and early so I can play music the rest of the day. Maybe go for another walk on the beach.

Check out my old license plate from the 90’s HausMan

Playing Robert Kiyosaki’s #Cashflow game. I own 3 properties, but I’m still in the #RatRace

Argue for your limitations, and sure enough they’re yours - Richard Bach You are more than the little excuses and personal limitations you have put upon yourself... you are Limitless ... #StayCurious

This year it’s time. My feeling is the low rates are going to be around for a little while, and you need to take advantage of this.

Buying a home requires you to be on top of your personal finances. Today we are talking to my Friend Suzanne Johnson who is a Financial Coach.

What’s the difference between Courage & Vulnerability In some ways, this is a trick question because so many believe they are impossible to separate. They are as important to each other as Air & Water. Like, Yin & Yang, they give rise to each other as they are dependent on one another. Brené Brown says Courage originally meant "To speak one's mind by telling all one's heart."... Vulnerability according to Google is the quality or state of being exposed to the possibility of being attacked or harmed, either physically or emotionally In The Curiosity Theory, we approach both Courage & Vulnerability as Virtues and Super Powers! In life, we have our actions, our thoughts, and the words we speak to others. In the normal day in and day out of life Courage & Vulnerability are not needed very often. For those who want more out of life, or are up against conflict or resistance, Courage & Vulnerability are needed. So, How do you employ Courage & Vulnerability in Real-Time? How do you call on courage when FEAR has you in its grip? How can you be vulnerable when you’re being attacked? The short answer is Stay Curious. The Path from Conflict to Resolution isn’t always that easy so let’s talk about it. Please join me and three amazing guests Brenda Adelman Steven Wener Lindsay Steven Berman We will take a Deep Dive into Courage & Vulnerability Please join us

More than ever, our homes have become an integral part of our lives. Today they are much more than the houses we live in. They're evolving into our workplaces, schools for our children, and safe havens that provide shelter, stability, and protection for our families through the evolving health crisis. Today, 65.3% of Americans are able to call their homes their own, a rate that has risen to its highest point in 8 years. June is National Homeownership Month, and it's a great t...Continue reading

As more people go back to work and can pay their bills during this time of Covid shutdowns, mortgage holders' requests for loan forbearance has slowed considerably as well, according to Housing Wire's Kathleen Howley. Howley quotes mortgage data firm Black Knight, who says, "Requests for help from borrowers have slowed with the total number of mortgages in forbearance at about 4.8 million. Only 7,000 mortgages entered forbearance this week." She reports that volumes of forbea...rance plans have flattened, while incoming applications have slowed to a relative trickle, with the overall share of home loans with suspended payments standing at 9%, according to her source. "Broken out by investor types, 7.2% of mortgages backed by Fannie Mae and Freddie Mac are in forbearance. That's a total of 2 million mortgages." At this week's level for all types of mortgages in forbearance, loan servicing firms are faced with advancing a combined $3.6 billion a month in principal and interest payments to holders of government-backed mortgage securities on COVID-19-related forbearances, the report said. This is in addition to the $1.5 billion in payments for taxes and insurance they are required to make on behalf of borrowers, where these payments traditionally have come out of a mortgage holder's escrow fund they pay into every month. While jobless claims once meant layoffs affecting 1 in 4 American workers, the data showed some workers have been rehired. "Continuing claims that measure the total number of people receiving unemployment benefits declined for the first time since the start of the pandemic," says Howley. Source: Realtor, Housingwire | TBWS

Every Family Deserves A Home When you’re buying a home, the process can be a little intimidating. Finding a house, Negotiating, Applying for a loan, opening, and closing escrow. All this can be a somewhat lengthy and challenging process. The more you know about the process the better equipped and the smoother it will be for you.... That’s why, Every Friday! I am inviting some real estate friends to share with you, what’s going on in the industry and give helpful hints on buying and selling real estate in today’s market. Today’s Show: It’s never easy to buy or sell a homeeven in the best market conditions. During the Covid-19 pandemic, it’s become a little more challenging but not impossible. Today I’ll be talking with Real Estate Experts Thomas Baker From Keller Williams La Jolla & Steven Wener from Wissel Realty Powered by EXP. Please join me and my guests every Friday at 1:00 PM PST