The LoMonaco Real Estate Group

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We are so incredibly blessed by the most wonderful extended family we have as our buyers and sellers. It's a lifelong relationship we cherish. It doesn't get better than this! Michael

What a wonderful Thank You Party we shared on Saturday night! We are so blessed to work with the best people, every day in Silicon Valley! And Loris and Rafaela from Milan, Italy are 2 of our favorites! Thank you for your trust and friendship!

LoMonaco Group 2016 Sales!! Don't Make a Move Without Us!

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What we’re seeing now is master bathrooms and master bedrooms being almost the same size, says one developer.

My main argument for continued tranquillity in the markets: Interest rates are likely to remain low for the foreseeable future.

Refinancing activity is picking up as home owners look to take advantage of lower mortgage rates.

This week NAR submitted comments on Federal Housing Administration's (FHA) changes to the treatment of Property Assessed Clean Energy (PACE) loans. This new guidance, which goes into effect immediately, states that PACE loans will remain in a subordinated position on most FHA mortgages, in line with long-standing guidance from the Federal Housing Finance Agency. However, the guidance also notes that PACE loans will retain a first-lien position for delinquent PACE obligations or foreclosed properties. NAR signed on to a joint letter, along with the Mortgage Bankers... Read More

Home inspectors say some of these issues can even show up in brand-new construction.

Three out of four homeowners born before 1961 are confident they will have a financially comfortable retirement according to the Freddie Mac 55+ Survey, a comprehensive survey of the housing perceptions and preferences of Americans over the age of 55. The first Freddie Mac 55+ Survey also found that the majority of homeowners in this []

If you are struggling to get your credit rating where it should be and find that getting a mortgage is more of a fight than you want, then you could consider looking at the possibility of renting to own a place. This usually means the owner has not been able to sell the house and is interested in renting the house for the income while setting aside part of your payment as a down payment. This can be a deal for both the renter and the owner.

Discover how much of your hard-earned cash is going out the window and through the roof.

Real estate in 2017 is to be shaped by cities that meet not only the economic standards of a sustainable market, but also the demand for distinct neighborhoods within those markets. This is according to the Urban Land Institute’s (ULI) and PwC’s latest report, Emerging Trends in Real Estate 2017, which analyzes trends-to-come in both []

With bright decorative pillows for the living room, gold-foil pineapple glasses for dining, a dark wood vanity for the powder room and much more, this collection has the essentials to bring the tropics home. Sit back with an umbrella-adorned drink, light a tropical-scented candle and shop our collection...

From stone fireplace surrounds to built-ins, craftsman-style details bring character to a builder-basic home.

The number of for-sale listings described as 'fixer-uppers' has risen significantly since 2011, especially among high-priced homes in competitive markets.

Provide more information and links about the schools near your listing. Buyers say it’s critical to their decision-making.

The U.S. Commerce Department’s National Telecommunications and Information Administration (NTIA) announced that it will launch a multistakeholder process to explore Internet of Things (IOT) security and upgradeability this fall. IOT is the concept of basically connecting any device with an on and off switch to the Internet (and/or to each other). This includes everything from cellphones, coffee makers, washing machines, headphones, lamps, wearable devices and almost anything else you can think of. NTIA’s multistakeholder process could result in in common terms and... Read More

Incomes rose faster than home values last year, according to a new Zillow report, which is good news for home buyers.

You can't see into the future, but you can make an informed decision.

This is interesting. What are your thoughts?

A new tool is helping home buyers shop for homes near jobs that can offer them a car-free commute in 30 minutes or less.

Florida and Arizona aren't the only options for warm-weather retirees.

From your morning cup of coffee through the main course, these gadgets are smart additions to any home.

Home equity line of credit originations are in the midst of a comeback, fueled by the rise in home prices, according to a white paper released by Experian.

Automated home security, audio, lighting, and climate control systems offer the ultimate in control.

It's not easy to get a mortgage, but a lot depends on where you live, according to the Urban Institute.

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Your client finds the perfect house but the dog next door is making it less than ideal. What can be done?

A study by Edelman Berland reveals that 33% of homeowners who are contemplating selling their house in the near future are planning to scale down. Let’s look at a few reasons why this might make sense for many homeowners, as the majority of the country is currently experiencing a seller’s market.

Just as wall studs support shelving or heavy decor, the beams in your ceiling can support new light fixtures, fans or decorations. Unless they are exposed as architecture details, structural ceiling beams -- called joists -- are hidden by paint and plaster. Joists are usually spaced at the same intervals as studs -- 16 or 24 inches apart. If your ceiling is flat and of a consistent density, a stud finder is your best bet; if you have a popcorn ceiling or other embellishments, you might have to resort to more complicated options.

Watching mortgage interest rates isn’t something most people do on a regular basis. Mortgage interest rates usually are not on the evening news, unless the rates drop significantly in a short period of time. When you are ready for a new mortgage, it is important to know the average interest rates being offered. Double-check the information you find with at least one or two other sources.

http://gocb.me/n/market-watch/23sept/23SeptMarketWatch.html

Even the best-intentioned owners may be doing certain things around their house that causes harm. Here are a few habits to avoid.

Can't paint the walls? No problem.

Finding a mortgage online is convenient, but how can you be sure the lender is legit?

The number of multi-generational households is rapidly growing. This is prompting builders and designers to re-assess how they build and...

When you're doing the math, make sure you've got all the data you need.

How a couple transformed their dingy little laundry room to a multi-functional space with personality.

In today's market, with homes selling quickly and prices rising, some homeowners might consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons this might not be a good idea for the vast majority of sellers.

Sure, it's math. But it can make or break your home loan application.

Learn to identify roof types so you can know more about this vital home feature.

Usually, the buyer faces more line-item expenses, but the seller pays the commission.

Home flipping is back its share of all home sales is up 20 percent in the first three months of this year.

Before you leap into a new bachelor or bachelorette pad, consider these four factors.

There are a few benefits to removing the baseboards before installing wall-to-wall carpeting. Over time or with a lot of foot traffic, carpets can pull away from the walls or fray around the edges. By pressing the baseboard trim down slightly when it’s reinstalled over the carpet, you can cover the edges and help hold the flooring in place. Another advantage -- while the baseboards are off, you can touch them up with a fresh coat of paint, if needed.

An astonishing two million homes are burglarized each year. And, the costs can extend past what was actually taken. You may not be able to protect against everything, but there are steps to take in order to safeguard what is most important.

Follow these six tips to give yourself an edge over other renters and achieve your goal.

New-home starts have been hovering at lows for years, but builders say a big turnaround is finally set to start this year.

With bold hues, attention-grabbing tile and creative details, the bathroom can be the most fun room in the house. Get inspired by these 10 spaces that aren’t afraid of piling on the color and pattern. Which is your favorite?

It may seem odd, but the government requests this personal information for two important reasons.

A new survey of NAR's nearly 1.2 million members shows progress in bringing younger agents into the real estate industry.

While spring is traditionally the busiest time for real estate sales, this summer could prove to be the hottest time for buying or selling a home, according to a real estate economist at Florida Atlantic University. From a buyer’s perspective you have more choice, but you’re also competing against far more buyers, says Ken Johnson, []

Posted To: Pipeline PressFor laughs all you have to do is read the news, and this story will fit right in with anyone’s 5th grade sense of humor. The Union Recorder reports on a story about Ellen DeGeneres being sued due to her making jokes about a Georgia Realtor's name . Some might ask, how can a person refrain from it? I won't, however, and leave it up to the reader to form their own impression. In other, not-so-funny, legal news, the former president and CEO of Virginia's... Monarch Mortgage was indicted this week. Are storm clouds gathering in the market for mortgage servicing rights? Some industry insiders are suggesting that it could be the perfect storm of the unintended consequences of regulation and a supply & demand mismatch. During the Viet Nam War, a popular bumper sticker asked, "What if they gave...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. See more

Buy a house, choose the proper 529 plan, get life insurance, and invest in yourself.

It'll be love at first sight when buyers get a glimpse of your home's updated exterior (and you may just fall for it all over again, too).

Seventy-one percent of non-homeowners with debts from student loans said the burden of those monthly payments was keeping them from buying a home. More than half said it would likely continue do so for more than five years, according to a new study by the National Association of Realtors and SALT, a consumer literacy program provided by nonprofit American Student Assistance. Student debt is also keeping 4 in 10 graduates from moving out of a family member's house. The survey of 3,000 people conducted in April covered only those who are making on-time payments on their student loans. The largest share of those postponing homeownership was among older millennials, aged 26 to 35, and among those...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.

Originating a mortgage loan isn't free. You'll have to pay a wide range of closing costs, both those charged by your mortgage lender and those levied by third-party service providers such as title insurers, real estate attorneys and appraisers. The Good Faith Estimate lists these estimated fees to give you an idea of how much your mortgage loan will cost. If you are taking out a first and second mortgage loan, you'll receive Good Faith Estimates for both loans.

Whether you are a first time homebuyer or a move-up buyer who wants to start a new chapter in their life, now is a great time to reflect on the intangible factors that make a house a home.

These clever tools and gadgets take care of your home while you're on the go.

Life is ever-changing, and so are your estate-planning needs. Here are seven situations in which you'll want to reevaluate your will.

Rents increased 2.7% nationwide in March compared to the year prior, but some renters are facing a much sharper rise.

You may not qualify for all of them, but don't you want to know for sure?