Lois Curtis

Help deter Auto Theft and Break Ins. Do not leave valuables visible to anyone who walks by the car. Visible items may attract a window smash and grab.

If you are running late, do not speed or drive erratically. Arriving a few minutes late is better than not arriving at all.

Avoid being the victim of a staged accident. If another driver suddenly darts in front of you, slow down and increase the distance between you and that driver.

Complete your morning grooming routine before you leave the house. Applying make-up or shaving takes your hands off the wheel and your eyes off the road.

Accident Preparation Tip: Make a checklist of what information you would need from the other driver such as full name, address, phone number, license plate, insurance company and policy number.

Planning any trips this Spring? Don’t give intruders an open invitation. Ask someone to pick up your mail and newspaper, or stop those deliveries for the duration of your trip. That’s smart.

Did you know that Uninsured Motorist protects you should you be hit by a negligent driver who is uninsured or "under insured," even if you're walking, bicycling or skateboarding at the time? Get smart about your coverage.

Have you insured your most valuable asset? Do you even know what it is? The ability to generate income during your work years is the most under recognized asset you have. See how much it can equate to with this lifetime earnings calculator:

Spring is here! Time to check your gutters and downspouts. Make sure they are clear and slope to keep water away from your foundation.

Here we go! March Madness time. If your office has a pool going, it’s time to decide: following your gut or trusting the numbers? Who is your smart pick this year?

Do you know how much your house costs? Not just the walls and roof, but everything you have inside it? If anything were to happen to your home, having an inventory of well, everything, is a smart plan. Here’s a free and easy way to get it done: www.knowyourstuff.org

According to the 2013 Sleep in America Poll, people who exercise sleep better period. Whenever we can exercise, even if it's late, it'll help us sleep. We’re all busy! What’s your favorite way to get active and when do you fit it in?

If you don't recall when you last reviewed your life insurance coverage, it’s been too long. As life changes, so do our life insurance needs.