G. Halsey Wickser Mortgage Loans

This program is for loans $10 Million - $50 Million. 5.9% Interest Only Non-Recourse No Prepayment Penalty No Yield Maintenance... Commercial & Multi-Unit Properties California Only Quick turn around Referral fees offered to licensed brokers Call anytime for details See more

Credit or income problems? No problem Check Out These Highlights: 95% LTV NO MI Options... Scores as low as 500 Loan Amounts up to $3,000,000 Bank Statement Loans down to 580 90% LTV with 2; 12; or 24 Months Statement Options Interest Only - 30 or 40 Year Terms options 75% Non Owner NO RATIO-NO DOC That means we don’t look at ratios or income 80% Non Owner DSCR Debt Service Coverage Ratio (DSCR) 1 Day out of Major Credit Event Options i.e., Bk or foreclosure Unlimited Consumer Late Payments Mortgage Lates Allowed Call now and get prequalified today!

TAX RETURNS A PROBLEM? NO PROBLEM, QUALIFY WITH YOUR BANK STATEMENTS: Reduced Rate Bank Statement Loans- Best Rates in the industry Take advantage of our Rate reductions and get the best bank statement rate for your borrower. ... We Preapprove your borrower/income and Close in less than 21 days! Pricing for Loans up to $3M 4.000%: LTV 60 and FICO 740 (Loan amounts $500K-1M) 4.125%: LTV 60 and FICO 740 (Loan amounts over $1M-$3M) 4.125% to 4.75%: LTV 60.01-70 and FICO 700 (Loans to $3M) 4.500% to 5.125%: LTV > 70.01-80 and FICO 700 (Loans to $3M) 5.249% to 5.875%: LTV > 80.01-90 and FICO 740 (Loans to $3M) *5/1 ARM or 30 Year Fixed at the same Rate/Price *Closing in less than 21 days *Interest Only available *Income qualification: 12 months personal or business statements. 50 max DTI. *APR’s vary based on loan size call for quote **Submit a Prequalification request and we will pre-underwrite your bank statement income for you in 24-48 hours and issue you a PreQualification letter. Thank you!

ASK US ABOUT THESE: 1) 1% down payment home loans 2) No income, no asset verification loans 3) Appraisal wavers (no appraisal required)... 4) Free property evaluations 5) Free credit reports (with signed authorization) 6) Fundings in as little as 2 weeks 7) 30 year fully amortized Commercial loans (no balloon) 8) Hard money loans fundings in under a week 9) and much, much more JUST PICK UP THE PHONE AND GIVE US A CALL, OR COMPLETE ON LINE APPLCATION (see QR code below) Thank you! G. HALSEY WICKSER Loan Officer KAM Financial & Realty, Inc. 818-500-8327 phone 818-500-8261 fax 818-281-9171 celphone [email protected] CA Bureau of Real Estate License #00866318 NMLS #289109 KAM California Bureau of Real Estate License #0191999 KAM NMLS #1039324 Equal Housing Opportunity Website: www.loanteamghwickser.com QR scan below to apply for a loan: Please confirm receipt of this email message

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