John Padworski

One surefire way to lower your debt-to-income (DTI) ratio is to pay off credit card debt, car loans, or other loans. A lower debt-to-income ratio will improve your financial health, and your mortgage loan approval odds.

No need to build your schedule around your mortgage application. Use our online mortgage app to apply at a time that works for you, no appointment necessary. Visit our website or call to learn more!

Ready to own your living space, but not ready for the upkeep? A condo could strike the perfect balance and now’s the time to explore your options. DM me to get started!

Finances can fluctuate and goals can change we get it. That’s why we offer refinancing options that allow you to save money now without resetting your term. Don’t start over if you don’t have to. Need a 27 year mortgage? We have that! Explore your options today!

In the market for a new home? Don’t let purchase season pass you by call me to see how you can move in before school is back in session!

We’re in the heat of summer, and houses are flying off the market. If you want to win your bid on your perfect home, you’ll have to close the deal fast! I’ll work with lenders to find the best loans available with the quickest turn times. Call today!