Laney Mortgage Consultants "LMC"
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Locality: Oakland, California
Phone: 999999999
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Good morning all! Here is some information that may be helpful for someone. Mortgage rates went down this week. The benchmark 30-year fixed-rate mortgage decreased 2 basis points to 4.09 percent. The 15-year fixed-rate mortgage was unchanged at 3.31 percent. The typical 30-year jumbo mortgage increased 2 basis points to 4.08 percent. The average 5/1 adjustable-rate mortgage decreased 2 basis points to 3.5 percent.... A basis point is one-hundredth of 1 percent. For the purposes of Bankrate's survey, a jumbo mortgage is a loan that is at least $650,000. With a 5/1 ARM, the rate is fixed for five years and adjusted annually thereafter. http://www.bankrate.com/mortgage.aspx
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