Law Office of H. Christopher Coburn

Understanding what bankruptcy is, how it impacts your finances and the advantages and disadvantages can help you survive and recover from this financial shakeup. https://bit.ly/32Bw5F6

#Bankruptcy doesn’t have to last forever not even on your credit report. http://bit.ly/2U1cevH

A common occurrence, yet and still something most drivers try to avoid, a car crash affects all parties involved. No matter how competent a driver one may be, there are times when a car crash is unavoidable. https://bit.ly/3fwEUrs

When a person physically attacks another, they will probably face criminal charges. But the victim can also file a personal injury lawsuit in civil court, and seek compensation for their injuries. If you've been injured in an attack, speak with a personal injury lawyer. An experienced attorney can examine the details of your case and explain your options for pursuing a claim.

Although it may be difficult, getting a personal loan after bankruptcy isn’t impossible. https://bit.ly/3lTGULs

If you lose a lawsuit to a creditor and the amount you owe is too high for you to pay, you might consider filing for bankruptcy. When you file, collection efforts against you will be automatically halted. https://bit.ly/2HYEWq7

Despite the fact that Americans have been driving less during the pandemic, pedestrian deaths per mile in the United States spiked 20% in the first half of 2020, new research shows. https://wb.md/3fmwl2j

You won't lose everything when you file for bankruptcy. Exemptions allow you to keep a certain amount of property. What you are allowed to exempt varies from state to state. A bankruptcy attorney can explain what exemption rules apply in your case.

Depending on whether you file Chapter 7 or Chapter 13, #bankruptcy can last several months, or run for up to five years. But the benefits of bankruptcy begin when you file, because the court issues an automatic stay, which halts all collection activities against you.

A new report reveals that the number of motor-vehicle deaths in 2020 was the highest in 13 years. https://bit.ly/3vj1RDM

The hallmark of Chapter 13 bankruptcy is the repayment plan. In this case, rather than liquidating your assets, the court allows you the opportunity to repay some of your debts through a repayment plan.

Getting your student debt discharged through bankruptcy can be a long shot. But there are some experts who stress that while it’s a challenge with the current law, borrowers should know it is still possible. https://bit.ly/3es8Vbv

Chapter 7 and Chapter 13 bankruptcy are the most commonly filed types of bankruptcy, likely because they’re available to individuals. https://bit.ly/2PMflYu

The number of people killed on the nation’s highways rose 4.6% in the first nine months of 2020 despite coronavirus lockdowns that curtailed driving early in the year. https://bit.ly/3iztAKu

Are you facing a mountain of debt and not making any progress surmounting it? Bankruptcy may be the tool you need to get over the hump.

Golf Carts carry considerable risk of injury and morbidity to drivers and passengers of all ages, especially kids and older adults, say researchers from the Center for Injury Research and Policy at Nationwide Children’s Hospital. https://bit.ly/2PuVq01

Whatever the reasons for your bankruptcy, it’s important to emphasize that the past is behind you, and demonstrate the steps you’re taking to rebuild your credit and build a stronger future. And that sort of fresh start is precisely what bankruptcy promises. https://cnb.cx/3hpjoUj

Between 2015 and 2019, speeding was responsible for 43% of the 4,930 roadway deaths involving teen drivers and passengers according to a new report from the Governors Highway Safety Association. https://bit.ly/383VwlF

Chapter 7 bankruptcy is a way for Americans down on their financial luck to sell off assets and have specific debts discharged by a bankruptcy court. http://bit.ly/37TAt2G

There are two types of bankruptcy available to most people: Chapter 7 and Chapter 13. In both cases, the majority of your unpaid debts will be discharged, though some types of debt are difficult or impossible to eliminate through bankruptcy. https://bit.ly/305NMLL

Before taking the big leap into bankruptcy, consult a bankruptcy attorney and learn the facts about how credit scores treat bankruptcy. You just may be able to minimize the damage and get a jump on re-establishing your credit after filing.

When a loved one dies due to the negligent, reckless or deliberate behavior of another, the surviving family members may be entitled to file a wrongful death lawsuit against that party. This type of lawsuit allows them to collect monetary damages for their loved one's untimely death. #PersonalInjury

Despite education programs and state laws, phone-based driving distraction is still on the riseand is likely responsible for far more accidents than widely reported, according to a new study. https://bit.ly/3aflg0v

If you slip and fall in a store, it's important to report the accident to a manager or employee, even if you don't think you were seriously hurt. The extent of your injuries is not always apparent immediately after an accident, and reporting your fall should produce documentation that could be helpful evidence in the event that you bring a personal injury claim.

Being involved in an accident, even a minor one, can be a nerve-wracking experience, so it's important to know what steps to take afterward. https://bit.ly/3n4oVBM

Generally, people choose Chapter 13 when their monthly debt payments are too much to handle but they have a job and want to keep certain assets. If you’ve maxed out your credit cards, you can’t afford to pay for basics like groceries and you’re constantly avoiding phone calls from debt collectors, you might consider this route. https://bit.ly/3qL6F2D

After a bankruptcy filing, it’s important for seniors to focus on the fundamentals of financial stability. http://bit.ly/2PLJ4OQ

A growing number of negligence suits are being filed across the country against nursing homes and other long-term care facilities by families whose relatives died from the coronavirus while living in such facilities. https://bit.ly/3m9LpAG

Although a bankruptcy filing remains on your credit report for up to a decade, the situation is not quite as bad as it seems. The effect on your credit will diminish over time until it drops off your report completely. https://yhoo.it/35Ee2zp

If your financial situation has you feeling like there is no light at the end of the tunnel, you may be considering filing for bankruptcy. http://bit.ly/32J7nkt

Recovery from bankruptcy is a step-by-step and often gradual process, and is best achieved by personally committing to good, healthy, financial practices. https://yhoo.it/32sGEZi

The National Highway Traffic Safety Administration (NHTSA) offers up another reason we need to get rid of COVID-19: reckless driving is up, and causing more deaths. https://bit.ly/3liXVgx

Many people could benefit from bankruptcy relief but don't file because of fear, myths or misplaced optimism. https://bit.ly/2SdEklE

If you’re dealing with old debt, make sure you’re taking the right steps to avoid starting over. https://bit.ly/33SFjNr

#AutoAccidents are chaotic by nature, and the aftermath can be, too. Have your camera ready and be prepared to file a police report.

The number of people filing for bankruptcy could set records next year. And, while bankruptcy reform artificially spurred the 2005 record of nearly 2.1 million cases filed, this peak will be all about the reality of a Covid-19-blasted economy. https://bit.ly/3hYggxi

If you're involved in a serious accident, it's important to seek and document medical care as soon as possible. Medical evidence is crucial to the success of personal injury claims, and prompt treatment can improve medical and legal outcomes.

Two-thirds of those who file for bankruptcy cite medical issues as a factor, according to a study last year in the American Journal of Public Health. https://bit.ly/35Q9JCM

The nation is grappling with a pedestrian safety crisis that has worsened in recent years: The number of pedestrians killed in the U.S. hit a 28-year high of 6,283 in 2018, according to the National Highway Traffic Safety Administration. That figure was up 46% from 2010. https://bit.ly/32IkZPu

Bankruptcy is a legal process that lets people or entities who can't pay their debts obtain some type of relief by having those debts either reorganized or eliminated. https://bit.ly/32KgG64