Vince Ferragamo's, Ferragamo Real Estate Luxury Division

DIY peel and stick solid wood planking

UNEXPECTED GUEST: Ventura County firefighters battling the Lake Fire were caught off guard this afternoon when a longhorn came running down a hill. Luckily nobody was hurt. (Video credit: VCFD) https://cbsloc.al/2E6kG7q

The Certified Farmer’s Market in Old Town La Quinta Is Back WELCOME BACK! Season’s coming! Enjoy a little retail therapy, health and beauty rejuvenation, more dining choices and cooler temperatures as you stroll down Main Street. Please continue to check with shops & restaurants for changing hours and services as re-opening progresses.... THE CERTIFIED FARMERS’ MARKET IS BACK Sundays, 8am to 12:30pm The Farmers’ Market returns to Old Town offering fresh, organic and locally grown produce for better health, great flavor and special, community savings programs! Of course, safety protocol remains in place with a few new revisions. The Certified Farmers’ Market is now experienced with reconfiguring as an essential service to keep farmers, vendors and customers safe. The Market won’t have to count customers as was required last Spring. However, this is a Mask-Mandatory Market. Staff will assist you in maintaining physical distancing and using the Market’s no-touch Concierge shopping plan as they look forward to being your outdoor grocery store again! These agreed upon compromises have kept the Farmers’ Market operating. Staff have remarked, Even masked-up, we witness customers’ stress lines ease and genuine eye smiles alight when they come inside the boundaries of the MarketThey take advantage of nutrition funds provided by new and continuing grants which offer $10/$10 matching for folks enrolled in CalFresh, WIC, SSDI and Unemployment. The options for shopping have increased in the wider community, but people still make the CFM a priority, week after week. Sunday Certified Farmers Market 78100 Main Street, La Quinta, CA www.oldtownlaquinta.com

What happened with the Fed today? COVID-19 vaccine race Today, the Fed wrapped up one of its regularly scheduled meetings that was anything but regular - as the U.S. weathers the worst economic crisis since the Great Depression, grapples with high unemployment, and sees no sign of another bailout coming anytime soon (despite recent efforts by the aptly-named Problem Solvers Caucus).... This is also the last meeting before the November presidential election, so it’s safe to say that the vibe was, to use a technical term, not chill. (Anyone else glad they’re not Jerome Powell right now?) Let’s set the scene: The Federal Reserve (a.k.a. the Fed) is the U.S.’s central bank, responsible for setting monetary policy (like interest rates and target inflation rates) and maintaining the stability of our financial institutions. The Federal Open Market Committee (FOMC) is the group that meets throughout the year and consists of the Fed’s Board of Governors, as well as rotating presidents of Federal Reserve banks in major American cities. At the last meeting of the FOMC in August, they unveiled a new policy framework they’ve been working on for years that will allow inflation to run higher (as long as it averages out to 2%) in order to bring down unemployment and speed up growth. Economists, investors, and banks alike have been anxiously awaiting this meeting to see what policy updates might come out of it, and more specifically what the Fed’s economic outlook would be (given the better-than-expected joblessness numbers this quarter) and whether interest rates would stay low. So, what did they have to say? Economic forecast: Not quite doom-and-gloom. The Fed’s economic projections looked a bit more optimistic, as they predicted lower decline in GDP and lower unemployment rates in the remainder of 2020. Keep ‘em low. To help the economy recover from the pandemic, interest rates will remain near zero for the foreseeable future (and may even stay there until 2023). Before they consider raising rates, they’ll want to see maximum employment and inflation holding steady at 2%. What does that mean for you? Wall Street was happy with the news, and you should be, too, if you’re looking to borrow or refinance. The downside is that, with interest rates low, that means your returns on a savings account or CD will be low, so you may need to shop around more to find the best savings account for you. With the rosier outlook for the rest of the year and the stock market holding gains after the Fed’s announcement, it might also be a good time to invest in stocks, if you haven’t already. (But buyer beware: The stock market has been a rollercoaster this year, so make sure you understand how to make the most of a volatile market.)

For release: August 25, 2020 C.A.R. statement on delay of new FHFA refinance fee that hits borrowers in their pocketbooks... LOS ANGELES (Aug. 25) The CALIFORNIA ASSOCIATION OF REALTORS (C.A.R.) today issued the following statement regarding the Federal Housing Finance Agency’s (FHFA) announcement to delay the implementation of a new fee on the loan amount for the majority of Fannie Mae and Freddie Mac refinance loans. While delaying the implementation of this fee may be helpful to lenders, it does nothing to mitigate the damage and cost it will have on consumers because lenders have already baked the fee into higher interest rates. said C.A.R. President Jeanne Radsick. C.A.R. is concerned that because lenders have already begun passing this punitive fee onto consumers, it will hinder the ability of California families to take advantage of the historically low interest rates. Moreover, the fee is counter to other actions taken by the government to ease the financial burden on Americans struggling during this pandemic because it is taking money right out of the pockets of homeowners when they can least afford it, Radsick said. Leading the way in California real estate for more than 110 years, the CALIFORNIA ASSOCIATION OF REALTORS (www.car.org) is one of the largest state trade organizations in the United States with more than 200,000 members dedicated to the advancement of professionalism in real estate. C.A.R. is headquartered in Los Angeles.

Your Real Estate Update Propelled by record low mortgage rates, buyers are jumping back into the housing market....Continue reading

Buiding an all-time team without Warner is impossible. Shout out to Vince Ferragamo! #FerragamoRealEstate

Waiting to see what happens during COVID19 crisis. Let me me slip you into one of these beauty properties. We can select the right lease term, with short-term leases available Explore Live Ready furnished housing options Move worry-free with our Love Your Home 60-day guarantee*... At Villas Fashion Island, the interiors are a blend of impeccable craftsmanship, minutes to the water’s edge for morning walks or gorgeous evening sunsets. As California’s first luxury residential community to complete world-class Forbes Travel Guide training, Villas Fashion Island provides unparalleled service.

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Vince Ferragamo, Rams (XIV) Los Angeles Phineas Banning HS #FerragamoRealEstate #VinceFerragamo #JillLansford # LARAMS #LosAngelesrams #Superbowl5

Vince Ferragamo, 6-1 heading into Super Bowl 14, where the Rams lost to Pittsburgh 31-19. Talk about your quarterback mismatches. Ferragamo had only three more NFL wins than Terry Bradshaw had Super Bowl wins. #FerragamoRealEstate #VinceFerragamo #JillLansford # LARAMS #LosAngelesrams #Superbowl54

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