Krystle Gonzalez

Don’t miss this!!

SMART REASONS TO REFINANCE Yes, rates are lower, but should you refinance? Lemme tell you, there are lots of reasons to refinance aside from just rate. As I’m sure you know, homes have appreciated quite a bit, so if you’re paying mortgage insurance, let’s get rid of that and save you that money. And because we have seen strong appreciation over the past several years, there is likely equity in your home that you could utilize to do home improvements, make an investment, or c...onsolidate debt. I can take some of your debts, include them in your mortgage, and significantly reduce your overall monthly expenses. We could also reinvest the savings into your mortgage to greatly reduce your term and generate wealth. And guess what? The increase in your net worth through a strategy like this can be hundreds of thousands of dollarswhich you can use for things like paying for your kid’s college education or planning for retirement (or more exciting things like vacations and Cartier - I’m not here to judge) . Call me, text me, DM me - just not at 3:45am.

My best friends 6th birthday party @ Rancho Cucamonga, California

I mean yes but don’t let it happen again.

Freedom isn’t free; may we never forget our fallen hero’s. @ Rancho Cucamonga, California

Ongoing Reminder on Forbearance Coronavirus has created unprecedented challenges for people and industries. For homeowners facing a big reduction in income due to coronavirus-related hardship, a forbearance can make excellent sense. But for those who have the capacity to continue making mortgage payments, there are downsides to consider. Forbearance itself does not hurt your credit score, but it does show up on your credit report. This will affect your ability to qualify ...for a loan in the present and near future. If you have any questions please feel free to DM, call or text! #mortgageloans #interestrates #realestate #milliondollarlisting #loanofficer #ranchocucamonga #ranchocucamongarealestate #ranchocucamongarealtor #claremont #claremontrealestate #losangelesrealestate #losangelesloanofficer

Remember the days when we wished we could stay home, warm and cozy on rainy days... well- we manifested the hell out of that now didn’t we? ... #safeathome #covid #covid19 #homesweethome #home #stayhome #saferathome #quarantineandchill #quarantine #quarantinememes #isolate #socialdistancing2020 See more

True life: this is how we’re closing deals now Does your dog try to get in on your Zoom calls or is it just Jax? ... @ Rancho Cucamonga, California

Will a Recession cause a Housing Crash? Many buyers and sellers are concerned and have put plans on hold due to current economic conditions but it is SO important to look at logic, facts and data. This graph (data provided by @corelogicau ) shows that Recession and Housing Crash are not mutually exclusive and here’s why:... The two biggest differences between now and 2008 are that 1. Mortgage guidelines are now heavily enforced to ensure that buyers actually qualify for their mortgages and 2. People have equity in their homes. Over 50% of the homes in the US have 50% or more equity in their properties. This means that even if there is a dip in purchase prices (which is unlikely as inventory is still an issue in most areas) the housing market could withstand the correction. Bottom line- don’t let the media or your emotions get the best of you! Facts are facts!

All my people on the floor let me see you.... refinance? No? Ok. I won’t quit my day job. ... @ Rancho Cucamonga, California See more

Oh hi! Good news: today is tied for the lowest interest rates in more than 3 years. Have a good day and lock your rates in! ... See more

I’m gonna be real when I say that, a year ago, when I set my intentions for 2019 I had absolutely no idea that it was going to end up the way it did. I won, I lost, I cried (alot), both business and personal relationships shifted in ways that I didn’t know were possible and somehow I feel like I wouldn’t change a gosh dang thing! Every trial and tribulation (maybe that’s a little dramatic) made me a little bit smarter, a little bit stronger and a little bit more prepared for ...life’s next ‘plot twist’, so 2020... I’m so ready for you Also don’t drink and drive. Seriously. See more

Land of the free because of the brave

Happiest Birthday to my #1 forever. I sure am glad you were born because I don’t know who would be there to catch me every time I fall or to tell me to toughen up when I’m crying too much. Thank you for being my biggest supporter, cheerleader and the very best daddy a girl could ever ask for. I love you with my whole heart! HAPPY BIRTHDAY! Carlos Gonzalez