Kristopher Comeaux

Mortgage Rates slightly decrease as the US Treasury Bond Yield curve inverts. Hoping to see a steady trend into 2019, creating even more REFI opportunities and buyers market conditions!

I just helped a family save over $900 a month by consolidating their debts with a fixed - low rate 30 year mortgage! If this could be you, don't hesitate to ask me your questions!

Completely happy living as rented tenants in a unit of a duplex, our clients were devastated to learn that their landlord wanted to put their home up for sale. They had no desire to move and were interested in purchasing the property, but worried homeownership was still out of reach. They asked the landlord to keep the for sale sign off the lawn while they explored the possibility, then gave us a call. When we met, they were thrilled and surprised to learn that they could qualify to purchase both units of the duplex. They were thankful to be able to stay in the home they loved and lived in for so long, and now even have rental income to help supplement their new mortgage!

It was only a matter of time before the Millennial generation influenced the real estate market. Now it is real. Interesting read - The Millennial generation is vastly different than previous generations, and it has affected many aspects of our society. Let’s see how Millennials are shaking up the housing market:

A young couple was looking to purchase their first home and came to us with many questions about buying and getting pre-approved. Referred by their Realtor, we sat down to answer their questions and go over various low down payment programs that worked with their budget. We pre-approved them for a 3.5% down FHA loan to help preserve their funds and kept in touch while they started their search. Once they were in contract, we helped ease their concerns as the house underwent repairs and continued to guide them throughout the transaction. They’re now comfortably settling in, fulfilling their goal of owning their first family home.

A great read for those on the fence.. If you're debating whether it's better to buy or rent, ask yourself these 8 questions! Via @usatoday

After searching for nearly two years, potential first time home buyers came to us to strategize ways to strengthen their offers. They had 10% to put down, were self-employed and had sky high debt ratios. We recommended a unique down payment assistance program that provides an additional 10% down without any additional cost increasing their total down payment to 20%. With their new pre-approval in hand, they submitted a strong offer and committed to a 22 day close. This time, history did not repeat itself and the seller accepted the offer, providing a happy ending to a two year search.

Here are six ways your home can create wealth for you. Some require time, money or both. Let me help you decide what works best for you!

Wishing all our loving and caring Dads a wonderful Father's Day!

A veteran and his wife were relocating to a new state for a new job. We were able to qualify him at an amount they were comfortable with. The couple closed on a home a week sooner than expected and had time to settle in with their family before the wife started her new job!

Clients were shocked to find a complex wasn't eligible for VA lending the day offers were being reviewed. With hours to spare, they came to us for help. In just 90 minutes we pre-approved for a conventional loan, committed to closing in 21 days & submitted the winning offer!

A long-term client with six loans under her belt came to us to once again to ask for advice. She had recently sold a property in one state and wanted to use the funds to buy a condo in another. Knowing she wanted to preserve as much cash as possible, we recommended she do a 1031 exchange to avoid paying additional taxes on the sale. With the clock ticking, we helped her complete the paperwork, overcome obstacles with the listing agent, and close ahead of the exchange deadline. She was not only grateful for the investment advice, but for having a go-to lender she could rely on.

As the Fed hints at more rate increases this year, certain types of debt could be impacted. Ask me about options if you have an adjustable rate mortgage!