Kory Kavanewsky at CMG Mortgage, Inc.

According to The Wall Street Journal, the average loan to value ratio is less than 50% in the United States right now. Put that lazy to work and consolidate debts, build reserves and/or invest! #NadoLoans

I would love to take credit for these numbers, BUT the reality is that I am just a mortgage guy who happens to work for an incredible company with a team of total rockstars. I could not close 900 loans in a year by myself and even if I could I would not be able to give my clients the experience my team provides. Thank you to all of our customers, team members and CMG Mortgage for making 2020 a success. #TeamKavanewsky

Do you have a Home Equity Line of Credit (HELOC)? You may not need one now, but you will be glad you have one if you ever need it. #TeamKavanewsky

2021 looks promising! (via The Wall Street Journal) #NadoLoans

We lend nationwide! From Oahu to Seattle, we’ve got you covered. #NadoLoans

Another great year at CMG!

The purchase market is hot and inventory is low. Home buyers need to be extra prepared when making an offer. #NadoLoans

Jake is a rockstar Loan Processor and we are beyond excited to have him working on our team! #TeamKavanewsky

This past year was record-breaking in many ways for the housing market, but now you might be wondering: what's next? Mortgage rates experienced record lows in 2020. Now, the economy is finally starting to gain more strength. Although they are still trending lower than they were pre-pandemic, we can expect them to be higher in 2021. Home sales also experienced a positive spike, with homes selling at their fastest pace in 14 years by August. Many experts have predicted that th...is will only continue in 2021. Between relatively low mortgage rates, growing vaccine distribution, and continued demand, there are several factors that should keep the housing market hot. Home prices have also seen sharp spikes over the past year due to surge in home buyer demand and deficit of available homes. With the hopeful increase in housing inventory, prices will likely cool off. Though the housing market might be competitive for the coming months, there are still ways to lock in your rates and save thousands. The best way to ensure a smooth mortgage road is to get pre-qualified. Contact my office today to get started on yours! #CMGCoronado

The Kavanewsky Team is happy to assist you with your home loan needs anywhere in the U.S., even at our nation's capital! #NadoLoans

Did you know paying off a collection can HURT your credit rating? #NadoLoans

It's an honor to help so many families with the All In One Loan! #NadoLoans

Refinancing your mortgage can offer many benefits, but you may have more factors to consider when refinancing an investment property. Depending on your lender, you might face stricter requirements for the property in addition to further documentation. Investment properties can also come with higher interest rates because they are viewed as a higher risk than primary residences. Although it might come with a few extra steps, refinancing your investment property can have a va...riety of benefits. To find out if a refinance is best for you, give me a call! Like my page for more advice on home loans!

I am excited to welcome Anthony Pietrolungo to the Coronado and Scripps Ranch offices. I know that his extensive experience will help boost our performance in sales and operations. Welcome to the team Anthony! #TeamKavanewsky

The holidays may be over, but our elves are working all year long! These videos are so fun.

What are the costs of refinancing a mortgage? Although these record low rates are a great opportunity for homeowners to refinance their loan, there are additional costs to consider. Private Mortgage Insurance (PMI), which is often required when a borrower puts down less than 20% on their home, can also apply to refinances. If you have a conventional loan, then your refinance might also be subject to the adverse market fee, which is a 0.5% fee that the FHFA began charging at ...the end of last year. Finally, refinances have closing costs. The appraisal fee, title search, and title insurance typically add up to about 2% to 5% of the loan principal. Refinancing can help homeowners lower their interest rate and save thousands of dollars, but it's important that they are informed about these additional costs. For any questions about the refinance process, contact my office! #TeamKavanewsky

The VA Loan is a great loan program, but did you know that most condos are NOT VA approved? The Kavanewsky Team at CMG Mortgage loves a challenge! Unlike most VA lenders, we can help you with the VA condo approval process at no additional cost! #CMGCoronado

Happy New Year from CMG Mortgage! Thought we'd try something fun since the team hasn't been able to meet in person. How did you spend the first day of 2021?

Reminiscing on last year's holiday party since we couldn't hold one this year. Merry Christmas to those who celebrate from our family to yours!

Do credit inquiries scare you? Well, they shouldn't! Let's talk about why they are helpful for assessing your options.

We still have a couple of gift card to give away! Know a deserving family who could use a $100 gift card? Send me a message.