Kirk Stoffel

One of the biggest obstacles for most first-time home buyers is saving up for the down payment. The good news is that there are multiple programs and options that can help. Message me today to find out what your options are! . . . #downpayment #downpaymentoptions#downpaymentassistance#homebuying #lender

A home inspection is a non-invasive examination of the house that usually takes place after the offer has been accepted. Most inspections will include the visible portions of the roof, foundation, plumbing, electrical system, and heating / cooling system. The inspection is entirely for your benefit. It gives you a better picture of the home's true condition. You want to know exactly what you are buying, so this is a crucial step! . . . #househunting #dreamhome#instahome #allthingsrealestate

Set up Autopay for your bills! Keeping your FICO Score as high as possible during the mortgage process can save you a lot of money! . . . #mortgagelender#mortgagepro #dreamhouse #goals#firsttime #homebuyer

What is an FHA construction loan? FHA construction loans allow you to roll the costs of building or renovating a home into an FHA mortgage loan. This loan covers expenses including the purchase of land, building materials, construction work and permitting fees. Just like a traditional FHA loan, these loans make it possible to own a home with a down payment as low as 3.5 percent or a credit score as low as 500. You would be able to build your dream home and get the financing too! . . . #homebuying #construction #realestate #investment #homegoals

61.4% of the average American family’s net worth is in their home’s equity. Buying a home today ensures your family’s financial wealth for generations to come. . . . #mortgagelender#mortgagepro #dreamhouse #goals

You and your family deserve to have your own space. Make that a reality by contacting me today. A preapproval from your local, vetted lender will make all the difference in the world when it comes to closing on your dream home! Call or send a message to get started! . . . #stepintoyourownspace #househunting#mortgagelender #mortgagepro

Your property taxes are calculated by dividing your property’s value by 100 and multiplying that number by your tax rate. This will calculate your yearly property tax. This money goes towards your community and the community’s needs such as public safety, education and street maintenance. . . . #propertytax #neighborhoodcommunity #homebuyer #investinyourfuture #mortgageloan #frequentquestions #lendingexpert

You don't need to wait to build your future - you can start right now! Take the first step and work with us to get you into your new home. . . . #newhome #newyear #2021goals #buildyourfuture #invest

Take charge of your future today! All it takes is one phone call to start your journey to home ownership! . . . #homebuying #takecharge #goals #mortgageloan #realestate #investment #homegoals

Buying a home involves a lot of moving parts and complex steps, but the professional expertise of your real estate agent and lender can help you navigate the process smoothly. Taking the leap to homeownership can provide a feeling of pride while boosting your long-term financial wellness if you go in well-prepared and with your eyes open. Have your finances organized and your credit in order so that you’ll be able to secure a reasonable mortgage in a smooth fashion! . . . #homebuying #goals #mortgageloan #realestate #investment #homegoals

Have a Happy and Safe Christmas, best wishes from everyone here at PRMG!

Ask the current homeowners what their bills look like on a monthly basis for water, electricity, garbage, homeowner's association, etc. It can help you plan your budget and prepare you for home ownership! . . . #bills #homeowner #monthlybudget #mortgage #realestate