Kim Russell, Sr. Home Loan Advisor

You may have found your dream home, saved up for a down payment and budgeted to ensure you can afford the mortgage payment. However, your credit is less than perfect. Learn about some of the best home loans you can get with a lower credit score. http://bit.ly/3srnzV2

If you're looking to purchase a house and you’re receiving a monetary gift, you might be able to use it for all or some of the down payment or closing costs on your home. http://bit.ly/39kAlvz

This is just one reason customers choose Chase for their home loan. Ready to refinance your mortgage? Contact me now to start.

As you look through your holiday list, I hope you check off time to enjoy your favorite holiday traditions with your favorite people.

Making sure people can get to vaccination sites when they need to is mission-critical to beating this virus. That's why we're proud to partner with Lyft, Anthem, and United Way on a goal to provide access to 60 million rides to and from COVID-19 vaccination sites.

Step 6 of homebuying: The official transfer of ownership takes place. Final contracts and forms are signed. The home is now yours! Still just getting started? Contact me for more info about other steps in the homebuying journey.

Step 5 of homebuying: Once you agree on the price, gather records like recent pay stubs, W-2 forms, the sales contract and other forms before you apply. Watch for Homebuying Step 6 and contact me for help with your journey.

Affordability isn't just about mortgage payments. This tool will help to determine what commitment fits your lifestyle. http://bit.ly/3n7Lc0Q

After a year like no other, here’s to a healthier, happier and brighter 2021. #HappyNewYear

Step 4 of homebuying: Consider the condition of the home, the price of similar homes and the local real estate market, then make your offer. Be prepared for a little negotiation. Watch for Homebuying Step 5 and contact me for help with your journey.

Step 3 of homebuying: Work with a real estate agent who can help you understand home pricing, find the home that’s right for you, provide insights into neighborhoods and negotiate your offer. Watch for Homebuying Step 4 and contact me for help with your journey.

Step 2 of homebuying: Talk to an experienced Home Lending Advisor to find a loan that’s right for you. I can help you get prequalified so you’ll have a letter to show sellers you’re a serious buyer. Watch for Homebuying Step 3 and contact me for help with your journey.

As you begin the homebuying journey, research your credit score, buying power and home loan costs using the helpful online tools and calculators at chase.com. Watch for Homebuying Step 2 and contact me for help with your journey.