Ken Colontonio, Realtor

Record low mortgage rates make NOW a great time to BUY and if you are a seller, the market is starving for inventory, which means more money for you, from the sale of your home.

Real Estate Agent - Coldwell Banker

Here is some more positive news for the housing market. Although affordability has been an ongoing issue, historically low-interest rates are helping buyers qualify for loans. The price of both new homes and existing homes continues to rise, making owning a home a harder goal to achieve. So, what do you do? Renting may not be the answer. Rents are so high in many areas that it doesn't make sense to pay rent when the difference between rent and a mortgage MAY only be a few hun...dred dollars a month. The hurdle that keeps most renters from buying is coming up with the down payment. But there are options like VA loans= 0% down, FHA loans= 3.5%-5% down (10% down in certain circumstances), compared to a conventional loan which, to avoid mortgage insurance, will require 20% down. If you are a first-time buyer or renter who is tired of paying high rent, call me today and I will explain all your options for your specific needs. I work with some great lenders that really care about making sure you get the proper financing so you can make that home purchase and start building equity through ownership. Ken Colontonio, Coldwell Banker Carlsbad, 760.710.7314 CA DRE# 01197889 See more

Happy Flag Day 2020 We stand for the flag!

If EVERYBODY follows the rules and we ALL work together, we can stop the spread of this virus and get back to life as we know it. Stay safe San Diego.